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Micro-observation of current politics: Feeling China’s economic vitality from the annual "report card"

  On January 17, 2023, China’s annual "report card" was announced — —

  The annual GDP exceeded 126 trillion yuan, a year-on-year increase of 5.2%; The national urban survey unemployment rate decreased by 0.4 percentage points over the previous year; The per capita disposable income of the national residents actually increased by 6.1% year-on-year & hellip; … The main expected goals were successfully achieved.

  This "report card" is hard to come by.

  In 2023, the international environment is complex and severe, and the tasks of domestic reform, development and stability are arduous and arduous, and the complexity and challenge of economic work have not been seen for many years. On the one hand, the world economy continues to slump, the global industrial chain supply chain is profoundly adjusted, and the international circulation faces some difficulties and challenges; On the other hand, problems such as insufficient domestic effective demand, overcapacity in some industries, weak social expectations, and still many hidden risks need to be solved urgently.

  Facing the complicated and severe international environment and the arduous and arduous tasks of domestic reform, development and stability, under the strong leadership of the CPC Central Committee with the Supreme Leader as the core, China’s overall economic recovery has been solidly promoted to good and high-quality development, and solid steps have been taken to build a socialist modern country in an all-round way.

  Through this annual "report card", Current Affairs Micro-observation takes you to feel the pulse of China’s economic development.

  Economic structure — —

  Constantly optimize and actively promote transformation and upgrading.

  Recently, at the 2024 annual meeting of the World Economic Forum in Davos, Switzerland, China’s global green and low-carbon transformation plan received wide attention. Previously, GAC Ai ‘an Intelligent Ecological Factory was selected as the "Global Lighthouse Network" of the World Economic Forum in Davos, becoming the only new energy vehicle lighthouse factory in the world.

  In recent years, Guangzhou Automobile Group has continuously promoted manufacturing intelligence. From factories to products, from parts to vehicles, from research and development to systems, the company is making every effort to lay out an "intelligent" industrial chain. The fully automatic production line supports the mixed production of customized products and spot products, and a customized new car can be rolled off the assembly line every 53 seconds.

  △ Assembly production line of Guangzhou Automobile Aian New Energy Automobile Co., Ltd.

  In April 2023, when General Secretary of the Supreme Leader visited Guangzhou Automobile Research Institute, he pointed out: "The economy should develop continuously, and there should be no ups and downs. What is very important here is science and technology, education and talents. "

  Guided by scientific and technological innovation, China’s manufacturing industry has embarked on a new track of high-end, intelligent and green development.

  New energy vehicles also ran out of acceleration. In 2023, China’s automobile production and sales exceeded 30 million, ranking first in the world for 15 consecutive years; The production and sales volume of new energy vehicles ranked first in the world for nine consecutive years, and the export volume reached a new high. The export volume of electric manned vehicles increased by 67.1% year-on-year.

  Further promote the green and low-carbon transformation, China will also form a huge development increment in the fields of green infrastructure, green energy, green transportation and green life. According to estimates, the investment and consumption market will reach 10 trillion yuan every year, with great potential.

  △ On December 31, 2023, tourists visited Harbin Ice and Snow World Park.

  From the economic "report card" in 2023, we can also see that as the "main engine" to promote economic growth, China’s consumer market has recovered. The total retail sales of social consumer goods exceeded 47 trillion yuan, an increase of 7.2% over the previous year, a record high; The contribution rate of final consumption expenditure to economic growth reached 82.5%, an increase of 43.1 percentage points over the previous year.

  From Zibo BBQ "one is hard to find" to "southern potato" courageously breaking into Harbin, from long queues of catering stores to the fastest record of breaking 10 billion yuan at the movie box office … … With the full recovery of normal operation of economy and society, consumption has become the main driving force of economic growth again.

  △ On March 26th, 2023, the first "beautiful countryside" Basketball League Finals was held.

  The recovery of consumption benefited from the strong support of the super-large market with a population of more than 1.4 billion in China.

  The Central Economic Work Conference regards "focusing on expanding domestic demand" as one of the key economic tasks in 2024, and calls for stimulating potential consumption, expanding effective investment, and forming a virtuous circle in which consumption and investment promote each other.

  At present, there are many favorable conditions to support the sustained recovery of consumption. For example, the advantages of super-large-scale market are still obvious, and consumption hotspots such as recreational tourism and sports events are heating up. In addition, the integration of urban and rural development and the advancement of urbanization have provided broad space for consumption growth.

  People’s livelihood security — —

  Powerful and effective, and the overall employment price is stable.

  "Our goal is grand and simple. In the final analysis, it is to let the people live a better life." In his New Year message, the General Secretary of the Supreme Leader said with deep affection, "The upbringing and education of children, the employment of young people and the medical care for the elderly are family affairs and state affairs. We should work together to do these things well."

  Through the 2023 economic "report card", we can feel the temperature and intensity of China’s economic development — —

  In 2023, the per capita disposable income of residents increased by 6.1% year-on-year, and the income of urban and rural residents increased steadily; We made every effort to stabilize the overall employment situation. In the first 11 months, 11.8 million new jobs were created in cities and towns across the country, an increase of 350,000 over the same period last year.

  △ On January 5, 2024, Ningxia Hui Autonomous Region Employment Assistance Month special service activity site.

  Employment is the foundation of people’s livelihood and concerns thousands of families. Since 2023, the funds directly supported by governments at all levels in China have exceeded 200 billion yuan, and the situation of gradual improvement in employment is more obvious.

  It is worth noting that the employment of migrant workers and other groups has been effectively guaranteed. In 2023, the total number of migrant workers reached 297.53 million, an increase of 1.91 million over the previous year, and the average unemployment rate of migrant agricultural registered population in cities and towns was 4.9%, a decrease of 0.7 percentage points over the previous year. From January to November, the number of unemployed people in cities and towns was 4.75 million, and the number of people with employment difficulties was 1.56 million.

  The person in charge of the National Bureau of Statistics said: "The overall judgment of this year’s employment situation is that the pressure still exists, and the structural contradictions of employment in some groups and some industries will still be more prominent. However, with the economic recovery, industrial transformation and upgrading are accelerating, and the positive factors of stable employment are also accumulating, and the employment situation in China is expected to remain stable. "

  Today’s China is more determined and capable than ever to continuously improve people’s well-being.

  △ Old people are enjoying lunch in the elderly canteen in Qingcheng Community, Gulou District, Fuzhou City, Fujian Province.

  At noon, the elderly canteen in Qingcheng Community, Gulou District, Fuzhou City, Fujian Province was bustling. Lunch with reasonable nutrition is steaming, and the old people can enjoy it only by spending 9.9 yuan.

  At present, there are more than 500 canteens for the elderly in Fuzhou, benefiting more than 600,000 elderly people. "A hot meal is a trivial matter of people’s livelihood, but it is a major event for many families. By innovating the system and reforming the supply, the problem of eating difficulties for the elderly will be solved, benefiting thousands of households. " Qingcheng community staff said.

  In Shanghai, the multi-level rental housing supply system of "one bed, one room and one suite" is enabling more "new Shanghainese" to realize their "dream of living in peace".

  … … … …

  Prices generally maintained a moderate rise, with investment in the production and supply of electricity, heat, gas and water increasing by 23%, and investment in agriculture by 9.3%, faster than all investment … … In 2023, China’s investment in people’s livelihood continued to increase, and people’s livelihood security was strong and effective.

  Global contribution — —

  Promoting stability and improving quality is the biggest engine of world economic growth.

  Vertically, in 2023, China’s economic growth exceeded 6 trillion yuan, equivalent to the annual economic aggregate of a medium-sized country; Per capita GDP reached 89,358 yuan, an increase of 5.4% over the previous year.

  Horizontal ratio, in 2023, China’s economic growth rate of 5.2% is higher than the estimated global growth rate of about 3%, and its contribution rate to world economic growth is expected to exceed 30%, which is still the biggest engine of world economic growth.

  Under the background of global trade shrinking by about 5% in 2023, China’s total import and export volume is basically the same year-on-year, with a slight increase in exports, accounting for more than 14% of the international market, and its position in the world economic cycle has been consolidated and enhanced.

  △ Guangxi Qinzhou Port Wharf

  In winter in Guangxi, the Beibu Gulf is blue and blue, and 10,000-ton ships shuttle back and forth.

  In 2023, the direct flights between Beibu Gulf Port, Malaysian Guan Dan Port and Brunei Mora Port were opened one after another, and the "Two Bay Express" jointly built with Guangzhou Port realized domestic and foreign trade transportation on the same ship.

  In December last year, when General Secretary of the Supreme Leader visited Guangxi, he emphasized that "to play this game of high-quality development in Guangxi, the chess eye is on expanding opening up." "Deepen and expand cooperation with ASEAN countries in various fields, actively serve to build a China-ASEAN community of destiny, and take the initiative to accelerate development."

  China has always insisted on common development and sharing new opportunities with other countries in the world.

  As a major trading partner of more than 140 countries and regions, China’s total tariff level has dropped to 7.3%, which is close to that of developed WTO members. In the past five years, the rate of return of foreign direct investment in China is about 9%, which is at a high level in the world. China market has become a big market shared by the world.

  △ China International Fair for Trade in Services site in 2023

  Under the background of weak global economic growth, China’s domestic demand is stable, inflation remains low, the added value of manufacturing industry ranks first in the world for 14 consecutive years, and the scale of import and export is growing against the trend, which is the stabilizer of the global economy.

  Looking ahead, the basic trend of China’s economic recovery to be good and long-term good has not changed.

  Give full play to its unique advantages, strengthen its confidence, and constantly promote Chinese modernization with high-quality development, and China’s economic ship will surely be able to break the waves and make steady progress.

  Producer: Geng Zhimin

  Producer Xing Lai

  Editor-in-Chief Ning Lili

  Written by Luan Xiyan

  Visual sense Jiang yuhang

Looking at Haier from China International Import Expo(CIIE): From Single Product to Full Scene Ecological Solution

  Magnetic proton therapeutic instrument, the first domestic ultra-high-speed centrifuge, the panoramic ecosystem for the use of hazardous chemicals, and the first global aviation temperature control industry ecological platform … At the 5th China International Import Expo (referred to as "China International Import Expo(CIIE)"), Yingkang, a big health ecological brand of Haier’s Internet of Things, made its debut with a number of cutting-edge scientific and technological innovations.

  From the single display of scientific and technological innovation products to the self-developed innovation achievements reaching the international leading level, to the whole scene of ecological solutions landing and going to overseas markets, looking back on the three years of participating in China International Import Expo(CIIE), Gong Wenwen, the chief strategy officer of Yingkang Life, lamented the tremendous changes it brought. "China International Import Expo(CIIE) has built a bridge for global trade opening and circulation, bringing a global vision to China enterprises, not only displaying innovation achievements, but also building a platform for China enterprises to explore overseas markets and accelerating business integration and technological innovation."

  From "0" to "1" to "n" Haier independently researched and developed to open up a new situation of industrial development.

  In recent years, with the implementation of relevant policies and industrial planning, the medical device industry has continuously made new innovations, and medical device manufacturers have paid more and more attention to independent research and development and innovation to pry open a new situation of industrial development. Yingkang, a subsidiary of Haier, is a leader in this period.

  The key to medical innovation lies in scientific and technological innovation. Scientific and technological innovation is the foundation of enterprise’s survival and the source of development. Only through continuous innovation and finding more new opportunities and new directions can we achieve sustainable and high-quality development.

  The "Xiangyun" ultra-high-speed centrifuge, which is being exhibited for the first time in the world at the 5th China International Import Expo(CIIE), is one of the scientific and technological innovations independently developed by Haier Biomedical under Yingkang Lifetime. This is also the first time that China has broken through the technical bottleneck of ultra-high-speed centrifuges and has completely independent intellectual property rights.

  As an essential instrument for the scene of sample separation in the laboratory, centrifuges are mainly used for the separation and purification of biological macromolecules, organelles and viruses, and the determination of relative molecular weight, etc. The greater the rotating speed, the finer the sample separation. The "Xiangyun" ultra-high-speed centrifuge independently developed by Haier Biomedical has a rotating speed of 50000rpm and a maximum centrifugal force of 135557xg, which can separate specific membrane proteins of tumor cells, identify tumor cells, provide a basis for the research and development of tumor-targeted drugs, and provide equipment support for the research and development of cutting-edge technologies in life sciences, medical innovation and other fields.

  In the planning perspective of Yingkang’s life, scientific and technological innovation is not limited to the breakthrough in a single direction, but runs through the whole process of the medical and health industry chain.

  Breakthrough begins with every obstacle on the road to localization. In the field of bio-safety, as an important part of the medical and health industrial chain, aviation temperature control is regarded as an international "life transport line". But for a long time, in the field of aviation temperature control logistics, China enterprises have always lacked industry "breakers".

  Meng Zhigang, general manager of the aviation temperature control industry of Haier Biomedical Co., Ltd., a subsidiary of Yingkang Lifetime, introduced that Haier Biomedical has surmounted the three mountains of technical barriers, no standard to follow and supply blockade in the absence of domestic experience, and overcome the technical problems of active aviation temperature control technology in terms of temperature uniformity, battery life and energy consumption, realizing accurate and uniform control of the internal temperature of the box and fully automatic real-time recording, and innovating the first active aviation temperature control container in the industry.

  "Compared with similar foreign products, Haier Biomedical’s self-developed active aviation temperature-controlled container not only prolongs the battery life by nearly 50%, but also makes it more convenient for users to use; It has also reduced power consumption by 20%, which is more green and energy-saving. " According to the person in charge, it took Haier Biomedical only one year to complete the research, development and listing of the first product, and pushed the high-end aviation temperature control scheme in China to the world. "This is all due to Haier’s complete scientific and technological innovation system."

  "10+N" open innovation ecosystem promotes the rapid transformation of innovation achievements

  "Two-way integration" between industrial chain and innovation chain is the necessary way to realize the commercial value of scientific and technological innovation and the high added value of industrial chain. This is not only an important starting point to promote the conversion of old and new kinetic energy, but also a necessary way to achieve high-quality growth.

  At present, Yingkang has formed a development model of "technological independent innovation+scene fusion innovation" all his life, which is based on tackling core technologies and driven by user needs, accelerating the iteration from technology to patent to standard, and promoting the breakthrough and innovation from "0" to "1" in the industrial field.

  Take ——INFINI head gamma knife, a radiotherapy "sharp blade" independently developed and produced by Yingkang for example, its radiotherapy accuracy has reached nearly three times of the international standard, and it has successively obtained several authoritative certifications such as CFDA certification in China, FDA certification in the United States and SS&D certification. While ranking first in installed capacity in China, Yingkang is also the only China brand that exports gamma knives to developed countries and "Belt and Road" countries. In July of this year, this scientific and technological achievement also ushered in a rapid transformation. Yingkang Yisheng Medical Device Digital Wisdom Ecological Park officially signed a contract with Qingdao High-tech Zone, planning to integrate a large-scale medical equipment production base, a high-end medical equipment research institute and a shared laboratory, and at the same time build a CDMO medical device industry ecology.

  According to statistics, in the past 10 years, Haier has created more than 170 original scientific and technological innovations that have a significant impact on the industry, and all the innovations have been quickly transformed into the industrial chain.

  "Where is the user, where is the research and development." In Haier’s view, each R&D center is not a walled garden, but should build a local innovation ecosystem and cooperate with the global R&D platform. Taking R&D center and innovation center as nodes, Haier has connected various innovation platforms, forming a global contact network, which can link more than 1 million first-class technical resources. This is the idea clarified by Haier’s "10+N" open innovation ecosystem.

  Haier’s "10+N" open innovation ecosystem, that is, in the top 10 R&D centers around the world, N innovation centers, innovation networks and an expert community of innovation partners with more than 10,000 people are connected in parallel at any time according to users’ pain points, with a total of 71 research institutes, 259 design centers and more than 1,000 laboratories, which can be said to condense global resources to promote uninterrupted innovation.

  With the blessing of policies and the acceleration of independent innovation of domestic equipment, Yingkang will continue to be user-centered and market-oriented, increase investment in research and development of medical devices, accelerate the development of deep integration of Industry-University-Research, and look forward to working together with first-class partners at home and abroad to continuously open up new tracks for economic development and promote the high-quality development of the medical device industry.

  From cross-border "going out to sea" to global layout, scientific and technological innovation accelerates the globalization of national brands

  With the development of independent innovation with China characteristics, more and more national brand enterprises have gone from cross-border "going out to sea" to seeking global distribution.

  "Take root in China and look at the world." Gong Wenwen said that Yingkang has been deeply involved in the three major industries of biotechnology, medical devices and medical services all his life. The industrial chains of two listed companies, Haier Bio and Yingkang Life, have been aggregated and coordinated, and the global layout is also advancing.

  For example, Yingkang Life has realized the independent export of large-scale radiotherapy equipment. As mentioned above, the head gamma knife has first landed in the United States, Europe, Latin America and Asia with its unique technical advantages and excellent clinical effects. Haier Bio is actively promoting the overseas replication of the scenario model and further promoting the layout of "network+localization". At present, there are more than 700 overseas distribution networks, and the localization response ability has been continuously improved in Europe, America, Southeast Asia and other regions, and the multi-category comprehensive scheme including ultra-low temperature storage products has been continuously upgraded to cover liquid nitrogen, biosafety, biological culture and other series, which has been applied in more than 130 countries and regions around the world.

  It is understood that at the beginning of 2022, Haier Group established a Science and Technology Committee, which will implement core scientific and technological research in five common key technical directions: green double carbon, security privacy and compliance, chips and operating systems in professional fields, AIoT/ perception and interaction, and data productivity, and break through core technical problems in industries such as smart brain, smart home operating system, industrial intelligent BaaS engine, and sophisticated radiotherapy system. Support the high-quality development of business with original, independent and controllable differentiated technologies, products and scenarios, improve and upgrade the "four-level" R&D system, and promote the continuous iteration of technological innovation, global coordination of innovation capabilities and continuous upgrading of innovation systems.

  Incorporating into the global layout under Haier’s scientific and technological innovation, Yingkang Lifelong said that it will increase international exchanges and cooperation, explore new modes of cooperating with Industry-University-Research at home and abroad, build a global smart supply chain system, continuously improve the international and efficient market service level, create value together with partners with an open attitude, and inject new momentum into the development of the big health industry.

  (Source: New Vision)

Jiang Wen Donnie Yen filmed Star Wars for children.

  Chinese has finally appeared in the Star Wars series, and this time it’s not one, it’s not "playing soy sauce". Jiang Wen and Donnie Yen, as the most appealing stars in China at present, also appear in Rogue One: A Star Wars Story, which will be released on January 6th next year. Yesterday, the film held its premiere in the Water Cube. Talking about the reasons for taking the film, the two stars also said that they took the film at the request and encouragement of their children, and they were "cool dads" in their children’s hearts.

  Jiang Wen found the feeling of filming at school.

  "Grand Theft Auto I" is the first independent story in the Star Wars series. The story happened before the later Jedi knights appeared. A group of warriors gathered together and planned to steal the design of the imperial weapons of mass destruction "Death Star". The film is directed by gareth edwards, the director of Godzilla. Felicity jones, diego luna, Jiang Wen, Donnie Yen, mads mikkelsen, etc.

  Jiang Wen plays weapons expert Bates Mabus in the film. He has long hair and carries a heavy submachine gun. In the film, he didn’t believe in the "Force" at first, but only believed in the weapons in his hand. A reporter commented that Jiang Wen’s role was "the cosmic version of Zhang Mazi", and Zhang Mazi was Jiang Wen’s role in Let the Bullets Fly. "I think he’s right. I don’t object." Jiang Wen answered with a smile.

  Talking about the filming process, Jiang Wen said that he was very happy, and the biggest feeling was that he found the feeling of "no distractions" when filming in Chinese opera school. However, when Mr. Jiang was stood up on the set, he once went to the scene to shoot at 4 am, and the filming didn’t start until 4 pm.

  Jiang Wen’s greatest sense of accomplishment comes from his children. His son has been asking to attend the premiere. "I suddenly became cool in the hearts of children." Regarding the role played by Jiang Wen, diego luna, the leading actor, said that Bates, played by Jiang Wen, was a warm man and middle-aged uncle. "I really want to hug him."

  Because Jiang Wen is busy filming his new film "Xia Yin", yesterday’s premiere was the only publicity activity he participated in recently. "People always say that I am a villain, but I really have something to do." When Donnie Yen said "welcome" to the foreign star, Jiang Wen interrupted: "(Beijing) is not your home, it is our home." He revealed that it was the winter solstice, and after the premiere, the actors would be invited to eat jiaozi together.

  Donnie Yen designed the role of the blind for himself.

  "I have played so many plays, and only this time the child strongly asked me to take him to the premiere." Donnie Yen said that, with the encouragement of her children, she also served as the piano accompaniment of the China version of the promotion song "The Faith of Decisiveness" sung by Jam Hsiao. Donnie Yen plays a blind monk, Qilu Yingwei, who is skilled in martial arts. Donnie Yen revealed that the original design of this role was not blind, but after communicating with the director, he thought that this character would be "more interesting" if it had physical defects. This is also the first time that he plays a blind person. He has to wear contact lenses during the filming. After wearing them, he finds that he is "more painful than expected". He has to take them off every three hours and rest for 20 minutes. The glasses also affect his visual communication with other actors. "I can’t see clearly, which affects eye contact and can’t find a reaction point. I underestimated the difficulty of playing a blind person."

  Director Edwards said that "Grand Theft Auto 1" is a brand-new independent story, and it will be a great success if the audience comes home after watching it and is interested in watching the Star Wars series again.

  Edwards wants Grand Theft Auto 1 to have a rough sense of reality in style, just like his directorial debut Monster. "I want this film to look more natural, realistic and vivid, just like a real world."

  Our reporter Wang Jinyue Photography Ji Chen

Health = health+heart.

  If you want to ask what is the most popular thing at the moment, many people may answer without thinking: "keeping in good health." You see, you can see the figure of health-preserving people every day in the streets, alleys and parks and squares; Almost all newspapers and periodicals have health-preserving columns, and TV broadcasts have health-preserving lectures every day.

  That’s not surprising. With the development of economy and rich material resources, people naturally want to live a long and healthy life and improve their quality of life. So, what is the real health?

  "Health preservation refers to all physical and mental care activities carried out according to the law of human life process". Obviously, body-building is the foundation and mind-building is the guidance, and the two complement each other. Furthermore, health care not only refers to physical and medical health care, but also psychological and spiritual health care. Nourishing the heart is a higher level of health preservation, the soul of a healthy body and the essence of health preservation. At all times and in all countries, those who maintain health and live a long life are all related to their emphasis on nourishing the heart.

  The problem now is: although health care is hot, it is mostly about health care and ignores heart care. Some people rely too much on the original way of keeping in good health. When they talk about keeping in good health, they eat health products, go to the gym or listen to health lectures … Although they have taken a lot of medicine and spent a lot of money, the effect of keeping in good health is not satisfactory, happiness and happiness have not increased, and chronic and rich diseases have not decreased.

  Where do you start to raise your heart?

  One said "thick virtue". "Be virtuous and carry things". Only "great virtue … will lead to its longevity". Therefore, we must rely on the word "Germany" to make "Germany" really play the role of commander in chief. The second is "Yuan Zhi". Aim high. "Make a heart for heaven and earth, make a life for the people, carry forward the past and learn from the past, and make peace for the world." Third, it is "philosophical". A visionary is also open-minded. In normal times, don’t be embarrassed or humiliated, and have no intention of staying or staying. In times of crisis, "Mount Tai collapses in front and its color remains the same, while the elk thrives on the left without blinking."

  Ancient sages also had a lot of health care experience. Taoism stresses "harmony between man and nature" and advocates "three trips": going to the extreme, going to luxury and going to Thailand. What to do, that is, don’t pursue excessive things that should not belong to you. To be extravagant means not to pursue a luxurious and wasteful life. Go to Thailand, that is, don’t enjoy an excessively comfortable life. In Huangdi Neijing, it is said that "diet is moderate, daily life is regular, and work is orderly". Zhuangzi’s "Happy Travel", "Health Master" and Confucian health-keeping thoughts all contain many elements of nourishing the heart. We can get a lot of inspiration from these beneficial things.

  In 1917, that is, nearly a hundred years ago, Mao Zedong, a young man, advocated "civilizing his spirit and barbarizing his physique" in the article "Research on Sports". So, can today’s physical and mental health care be regarded as a continuation of this initiative? The answer is, of course, yes. (Mu Zi)

Export to domestic sales will help to form new trade advantages.

At present, many countries are struggling to find a "balance" between epidemic prevention and control and restarting the economy. The impact of the epidemic on the demand side has caused the global international trade to shrink and the downward trend to intensify. In the second quarter of this year, the global goods trade prosperity index released by the World Trade Organization (WTO) continued to fall to 87.6, a new low since the index was launched. Recently, the WTO predicts that global trade will shrink by 13% to 32% this year.

Faced with the sharp drop in orders from the international market, the backlog of domestic stocks, insufficient start-up and possible capital chain breakage, one of the important measures for foreign trade enterprises in China to hedge this situation is to sell their exports to domestic markets. From the proposal of "effective integration of domestic and foreign trade" to "coordinating the development of domestic and foreign trade", to "deploying and supporting marketable export commodities to open up the domestic market", and then to the launch of "Implementation Opinions on Supporting Export Products to Domestic Sales" by the General Office of the State Council, the China Municipal Government has formed a brand-new road map to support export products to domestic sales.

Export to domestic sales has a trade diversion effect. The transfer of high-quality export products to domestic market has changed the traditional trade flow, but it has not formed a substitute relationship with the existing domestic market. The reason why it can produce the effect of trade diversion is that China has a huge domestic market, a large population and huge consumption potential, and the growing domestic demand for high-quality and high-level products shows a steady growth trend. In this context, the trade diversion effect caused by the transfer of high-quality export products to domestic sales can just fill the gap that domestic products can not fully meet domestic consumption demand in the past. While meeting the domestic consumption demand, the design and manufacturing level of existing products in China will be promoted by trade transfer, thus forming a virtuous circle of product upgrading and stimulating domestic consumption demand.

Export to domestic sales forms a trade creation effect. The transfer of high-quality export products to domestic market can bring structural changes to the original domestic production of products with low production efficiency and high cost, which is only part of the embodiment of trade creation effect. The most important thing is that foreign trade enterprises try to solve the problems of expanding sales channels, turning production lines, brand building and so on in the process of converting exports to domestic sales, and realize the reform of design, production and sales models, which is actually the reconstruction and reshaping of the lifeline of enterprises. According to the "Implementation Opinions on Supporting Export Products to Domestic Sales", the government has launched many targeted measures to promote the development of "the same line, the same standard and the same homogeneity", strengthen credit insurance and financial support, and improve the convenience level of domestic sales, which will further promote the market-oriented flow and allocation of production factors such as raw materials, technology, services, capital and personnel, thus helping various enterprises to enhance their innovation and development capabilities, and promoting the pace of optimizing industrial structure with trade creation effect.

Export to domestic market releases trade promotion effect. China’s new round of consumption upgrading has just begun, and there is huge consumption space worth exploring. The transfer of high-quality export products to domestic market will help to further enrich the market supply, increase consumers’ choices, especially promote the consumption of ordinary households and rural areas by sinking the market, accurately meet new consumer demand, promote consumption upgrading, and further enhance the efficiency and benefit of economic development. In particular, the segmented consumption in different fields and at different levels actually provides a huge market space for all kinds of products, including products that are exported to domestic market, and the satisfaction and upgrading of this kind of consumption in turn promotes enterprises to actively produce specialized (industry) fine (product) tip (end) special (color) products, promotes high-end market consumption, and truly upgrades trade and consumption.

Under the epidemic situation, promoting the export products of foreign trade enterprises to be sold domestically, effectively connecting domestic and international standards, and opening up the double circulation of domestic and foreign markets can not only open up new development space for foreign trade enterprises, but also help to improve the domestic business environment and fully release China’s super-large market size advantage and domestic demand potential. While the export products are sold domestically as "Made in China", focusing on global resources and markets, and making better use of domestic and international technologies, talents and management, the new path of steady transformation from OEM to R&D, from imitation to innovation, and from "manufacturing" to "intelligent manufacturing" will also become a "stabilizer" to promote the effective penetration of domestic and foreign trade and smooth the supply chain of the global industrial chain, thus enhancing China’s new advantages in international foreign trade competition.

Bet Rapidus Japan 2nm chip manufacturing trial production

Only three companies in the world can perform mass production of the most advanced computer chips with incredible accuracy. Last month, a Japanese startup took the first step to become the fourth. On April 1st, a key milestone was achieved. Based on IBM’s nanosheet transistor structure, it started and tested the test line of its 2-nanometer node chip using the formula developed in cooperation with IBM. Tell IEEE Spectrum that its new wafer factory in Chitose has installed more than 200 cutting-edge equipment, including Keystone components, a state-of-the-art extreme ultraviolet (EUV) lithography system worth more than 300 million dollars, and is now ready to put into operation.

Address quoted in this article: https://www.eepw.com.cn/article/202505/470235.htm.

"We broke ground in September 2023," said Henri Richard, president of Design Solutions, which was founded in Santa Clara, Silicon Valley last April to supervise the business development in the United States. "Therefore, at the beginning of the second quarter of 2025, we have made the first exposure to the EUV lithography system, and now we are ready to start trial production, which is really amazing."

As for when Rapidus will ship the first batch of test chips, Atsuyoshi Koike, CEO of Rapidus, told the Japan Times in April, "The prototype chip may be produced in July. Although in a company statement, it clarified the media reports on negotiations with customers, the company said that it was "discussing with many potential customers, from large mature enterprises to AI startups".

5 trillion yen: capital Rapidus predicts the need for mass production.

Founded in August 2020, Rapidus is supported by a consortium of eight domestic companies: Denso, Armored Man, MUFJ Bank, NEC, NTT, Softbank, Sony and Toyota. But it turns out that the support of the central government is more important, which is part of the efforts to revitalize the country’s advanced semiconductor industry. Japan’s support stems from national security concerns, because the country relies on overseas suppliers who may be vulnerable to provide cutting-edge chips. For the same reason, the United States has also taken action to reduce its dependence. So far, the total amount of government subsidies is 1.72 trillion yen ($12 billion). However, the equity investment of the eight founders is still only 7.3 billion yen (US$ 51 million), which raises concerns about the future of Rapidus. The new foundry estimates that it needs about 5 trillion yen ($35 billion) to achieve its mass production goal.

However, the situation of Rapidus is no different from that of Taiwan Integrated Circuit Manufacturing Co., Ltd. (TSMC), which was established in the 1990s. Atsushi Osanai, a professor at Waseda University’s Graduate School of Business and Finance, pointed out that at that time, like Japan, the Taiwan Province government supported the startup, while the private company was "not enthusiastic at first". "Similarly, Japanese private companies have a wait-and-see attitude towards Rapidus. The key factor will be whether the government provides sufficient support for Rapidus [to stimulate] the private sector.

Rapidus and TSMC

Despite the rapid start of Rapidus, its delivery date of 2 nm in 2027 may be two years behind TSMC, Intel and Samsung, the three leading silicon producers in the industry. It is reported that these three companies may start mass production of 2 nm chips in the second half of this year.

In order to catch up and compete, Rapidus is adopting a different method from the large-scale silicon wafer production mode favored by the three major manufacturers. The business model, represented by TSMC, focuses on processing large quantities of wafers with GPU and CPU, with high yield, and relies on rigid processing methods that are only gradually improved. In contrast, Rapidus will use a single wafer process to produce application-specific chips, produce customized chips for niche markets, and only produce large quantities of orders in the future.

As the name implies, the single wafer method processes each wafer individually, rather than in batches. Although many wafers can pass through the production line at the same time, each wafer is handled separately at each stage of the process. Rapidus will also apply a newly developed scheme called Design and Manufacturing Collaborative Optimization (DMCO). The company claims that this will promote design by linking design with manufacturing, which will also help offset the reduced throughput due to the elimination of batch processing. By using AI to optimize production parameters, DMCO aims to improve design speed and yield. This requires sensors to be widely used in the equipment to measure parameters such as temperature, gas density and reaction rate, so as to obtain a large number of production data for AI analysis.

"This will enable us to measure the processing process of a single wafer, learn from the results and feed the data back to the system quickly," Richard explained. "In order to increase the output, the parameters must be constantly adjusted, and these changes depend on the data learned during the processing."

In addition, he added, the wafer factory is using "a revolutionary grid transportation system, which enables us to move the wafer to any position during the processing, thus avoiding the traffic jam when the machine stops or problems occur in the standard wafer factory with linear transportation system."

Tadahiro Kuroda, an engineering professor at the University of Tokyo, said: "The idea of obtaining a large amount of data from the manufacturing process and feeding it back [to the system] to increase production more quickly will shorten the time to market." Tadahiro Kuroda, an engineering professor at the University of Tokyo, said that he worked in Toshiba’s semiconductor department for 18 years and then entered academia. "This is an ideal scene for semiconductor manufacturing, which is very meaningful."

However, because a large number of new technologies depend on a large number of new technologies, Rapidus may encounter initial problems, which may extend the time required to deliver products to customers in batches. At the same time, competitors did not wait for it to catch up. In April, TSMC launched its next-generation A14 process (equivalent to 1.4 nm node chip), and plans to "put into production in 2028".

"Technically, the success of Rapidus depends on whether the semiconductor prototype developed for mass production in 2027 goes smoothly," Osanai said. "Achieving mass production in two years represents a key condition for the company’s success."

Other experts are more optimistic. In view of the expected huge growth of AI applications and emerging AI data centers, and the consequent leap in power consumption, "there will be a great demand for 2-nanometer chips," Kuroda said, because these semiconductors are expected to reduce power consumption by more than 30% compared with today’s leading silicon. "Therefore, the demand for artificial intelligence-related semiconductors is expected to exceed the production capacity of current foundries."

If the latter viewpoint is successful, and Rapidus can achieve its mass production goal on time, then the government-supported effort to regain Japan’s status as an advanced power may become a successful bet, not a rash gamble.

Announcement of competitive consultation on electronic scanning of inventory files in Xi ‘an Urban Construction Archives

(1)1. Qualification documents such as business license: provide valid business license (copy)/legal person certificate of public institution/practice license of professional service institution/registration certificate of private non-enterprise unit. 2. Power of attorney of the legal representative: If the legal representative participates in the consultation, he must provide a copy of his ID card (attached to the qualification certificate); If the legal representative authorizes others to participate in the consultation, the power of attorney of the legal representative shall be provided. Where the seal of the legal representative is required in the consultation document, the person in charge of the unincorporated unit shall refer to it. When a branch of a legal person participates in the negotiation, it shall provide the power of attorney issued by the legal person to the branch in addition to the Power of Attorney of the Legal Representative. 3. Financial status report: provide the audited financial report for 2023 or 2024 (the balance sheet at any time after its establishment can be provided if the deadline for submission of response documents is less than one year), or the credit certificate issued by the basic bank within three months before the deadline for submission of response documents, or the bid guarantee letter issued by the credit guarantee institution (any of the above three forms of information can be provided). 4. Written statement: provide a written statement, including a statement that it has the necessary equipment and professional technical ability to perform the contract; Did not provide overall design, specification preparation or project management, supervision, testing and other services for this project. 5. Social security payment certificate: provide the social security fund deposit certificate or the social insurance participation payment certificate issued by the social security agency in any month within one year before the deadline for submitting the response documents. Suppliers who are not required to pay social security funds according to law shall provide relevant documents to prove it. 6. Proof of tax payment: provide relevant evidence of tax payment in accordance with the law in any month within one year before the deadline for submission of response documents (the time is based on the date of tax, and the tax category at least includes value-added tax or enterprise income tax), and the evidence should have the official seal or special business seal of the tax authority or collection agency. Suppliers who are tax-exempt or not required to pay taxes according to law shall provide corresponding supporting documents. 7. Written statement of no major violation of law or discipline in recent three years: Provide the Written Statement of No Major Violation of Law or Discipline in Recent Three Years. 8. Credit record: the supplier is not included in the list of "untrustworthy enforcer" or "party of major tax violation case" recorded on the website of Credit China; Not in the "China government procurement network" recorded in the "list of records of serious violations of law and dishonesty in government procurement", it is forbidden to participate in government procurement activities. (The inquiry result of the purchaser or procurement agency on the day of bid opening shall prevail). 9. Holding management relationship: provide a list of direct holding and management relationships. If the person in charge of the unit with other suppliers is the same person or has a direct holding or management relationship, the response is invalid. 10. This project will not be negotiated by the consortium, and subcontracting is not allowed: the supplier shall provide the Statement of Non-consortium Non-subcontracting Consultation, which is regarded as independent negotiation and not subcontracting. 11. Other specific qualifications of the supplier: having a valid qualification certificate for printing state secret carriers of Grade B or above (digital processing of archives).

Taxpayers who regard the needy as relatives.

Hongqiping Village, Wantan Town, Wufeng Tujia Autonomous County, was once a provincial-level key poverty-stricken village. Three years ago, in a chilly February, Xiao Shuguang, the first-class director of Yichang Municipal Taxation Bureau, volunteered to go here as the first secretary and the captain of poverty alleviation work. Nowadays, the cement road in Hongqiping village leads to the home, tap water flows into the home, and more than 300 solar street lamps "light up" the modern life of Hongqiping people; Here, the Chinese herbal medicine comprehensive processing factory covers the whole town, and the alpine vegetable seedling supply factory serves three townships in the county, and all 172 poor households are lifted out of poverty as scheduled …

Xiao Shuguang wore a big red flower and came to the Great Hall of the People.

Xiao Shuguang, as an "advanced individual in tackling poverty in China", was commended at the national summary and commendation meeting on tackling poverty in the Great Hall of the People in Beijing. In the past three years, what kind of war poverty stories have been played in Hongqiping village?

Xiao Shuguang said that this honor is precious.

Regular residents visited three times to implement the villagers’ needs one by one.

Just after returning to his residence from the Great Hall of the People, Xiao Shuguang was interviewed by a journalist.

He said that he was very excited when he entered the Great Hall of the People for the first time and stood close to the central leaders. "At the conference, I made careful notes and deeply felt the central government’s attention to poverty alleviation work, and fully affirmed the poverty alleviation cadres who fought in the front line."

"The General Secretary of the Supreme Leader said at the conference that getting rid of poverty is not the end, but the starting point of a new life and a new struggle." Xiao Shuguang said, "This sentence blew a new charge for himself."

Three years ago, Xiao Shuguang volunteered to go to Hongqiping Village, which is far away from Shangao Road, in order to find an answer. "I come from the countryside and have always had the old complex. The thinking of’ Can rural poverty alleviation work be done well?’ has been lingering in my mind, and I hope to find the answer." He told reporters.

Xiao Shuguang and the villagers set up a demonstration base for alpine vegetables in the depths of the mountains.

When I first arrived in the village, the difficulties were even greater than I thought: the personnel of the village committee were uneven, the contradictions in the village were prominent, and the relationship between cadres and the masses was tense … Xiao Shuguang judged that only when people were United can we win the tough battle of helping the poor. He told reporters, "I want to treat the people in difficulty as relatives and do good things for them sincerely."

Repairing the road needs to occupy the responsibility field of villager Zhang Enxue. Xiao Shuguang took the initiative to come to the door and wrestled and sprained his foot. He insisted on communicating with the villagers on crutches. Hongqiping village is more than 1200 meters above sea level, and many villagers suffer from rheumatism. Xiao Shuguang bought special drugs from his hometown for more than 40 poor villagers at his own expense. Tian Jizheng, an 86-year-old veteran, lived a hard life in his later years. When Xiao Shuguang learned about it, he bought him a full set of military quilts, uniforms and other daily necessities at his own expense, regularly cut his hair and built roads and houses for the elderly. Peng Xingxiang, a 74-year-old left-behind old man, suffered from osteonecrosis of his calf and his leg muscles rotted to a dark brown color. He ignored the rancid smell and went to the door to clean and apply medicine to Peng Xingxiang …

Over the past two years, Xiao Shuguang visited 289 regular households in the village for three times, and answered and implemented more than 160 demands and needs of villagers one by one. The poverty alleviation diary was full of nine books.

Xiao Shuguang and the villagers set up a demonstration base for alpine vegetables in the depths of the mountains.


Industry broadens the road to prosperity, and Hongqi Village is full of honeysuckle.

The villagers are in a good mood and have a high enthusiasm for development. However, Xiao Shuguang found that the villagers were limited to the self-sufficient life of "raising pigs for the New Year, exchanging eggs for oil and salt, and farming for a round belly", and lacked the industrial support to get rid of poverty and become rich and well-off.

Therefore, Xiao Shuguang visited Henan, Hunan, Huanggang, Enshi and other places at his own expense, and personally tried to plant a variety of industrial seedlings. Honeysuckle is a new variety of Chinese herbal medicine promoted by him. In order to dispel villagers’ concerns, he took village cadres and some poor people to Yidu and other places for study, visited neighboring villages to see the effect of trial growers, formulated preferential policies and reward and compensation measures, and introduced cooperatives to ensure the income of growers. In 2019 alone, the whole village was covered by one household and one mu, and the planting area has reached 460 mu, with a comprehensive benefit of more than 5,000 yuan per mu.

Under the leadership of Xiao Shuguang, the two village committees have broadened the road of industrial poverty alleviation. By the end of 2019, Hongqiping Village had built the county’s first collective agricultural tourism development enterprise led by the village committee, built a village collective convenience charity supermarket, established a comprehensive processing factory for Chinese herbal medicines covering the whole town, a alpine vegetable seedling supply factory and a cold storage logistics distribution base serving three towns in the county, built and introduced 12 professional cooperatives, 3 family farms, 2 agricultural companies and 2 agricultural tourism investment comprehensive development enterprises, and built the Hongqiping Village industrial poverty alleviation demonstration park.

Today, all 172 poor households in the village have been lifted out of poverty as scheduled, and the per capita income of villagers has increased from 3,018 yuan in 2014 to more than 15,000 yuan in 2020. A deep poverty-stricken village with "old and young living in poverty" has developed into a "Hongqi Village" with prosperous industry and civilized village style.

Xiao Shuguang’s deeds of helping the poor have been reported by People’s Daily, Xinhua News Agency, China News Service and other media for many times, and he has won the titles of "China Good Man" and Jingchu Model.

Spring Festival travel rush curtain is about to open a "warm" service to help migrant workers return home safely before the holiday and return to work smoothly after the holiday.

CCTV News:The Spring Festival is approaching, and the curtain of Spring Festival travel rush in 2025 will be officially opened on 14th. The reporter learned from the Railway 12306 Science and Technology Innovation Center that since Spring Festival travel rush tickets were sold on December 31, 2024, by 16: 00 on January 12, 2025, 75.74 million tickets had been sold during Spring Festival travel rush.

Free train departure for migrant workers from Guangzhou, Guangdong to Jingmen, Hubei.

On the morning of the 12th, more than 700 Hubei migrant workers working in Guangdong took a free train home. This is also the first special train for returning home with love in Guangdong-Hong Kong-Macao Greater Bay Area this year. 

On the morning of the 12th, at Guangzhou South Railway Station, many migrant workers from Jingmen, Hubei Province arrived at the waiting hall before dawn. Many people told reporters that the G1136 train they took was a newly opened high-speed train from Guangzhou to Jingmen. This year, the Hubei Human Resources and Social Security Department also booked tickets for them in advance, which not only shortened the time to return home, but also saved worry and money.

Ji Yaou, Deputy Secretary-General of Jingmen Municipal Government of Hubei Province, said: "In the form of chartered car, from January 12 — On January 17th, there were 6 return trains from Guangzhou, Beijing and Shanghai, and our Jingmen migrant workers returned home free of charge. "

At present, there are more than 43 million migrant workers in Guangdong, including more than 24 million from other provinces. In order to ensure the orderly flow of migrant workers during the Spring Festival, this year 1-mdash; In March, the local community department is expected to organize 30 special trains and more than 300 chartered buses to return to their hometowns.

Qian Qi Long, a passenger attendant at Guangzhou South Railway Station, said: "This year is different from previous years. The passenger flow in Spring Festival travel rush came very early. We also made full preparations in advance, set up a special assembly point for migrant workers, and provided services such as boarding directions at subways, bus stops and bus stops."

In Dezhou, Shandong Province, a community job fair is going on, and more than 70 enterprises have provided more than 500 jobs, mainly for migrant workers who stay in the local area for the New Year.

In addition, many local enterprises in Shandong also provide various subsidies and benefits for those who stay in their posts.

Jiang Hao, deputy director of the coordination department of the Department of Migrant Workers’ Work of the Ministry of Human Resources and Social Security, said: "All localities should provide convenient services for migrant workers to purchase tickets and travel by car, strengthen the docking of export and import places, and organize point-to-point chartered and special train transportation to help the majority of migrant workers return home safely before the holiday and return to work smoothly after the holiday."

One-day trading limit is 5000? A number of banks said that they started setting up how much users know last year.

  On February 24th, the topic of "The daily trading limit of some banks is 5,000 yuan" caused a heated discussion. It was reported that some banks in Beijing set a trading limit of 5,000 yuan for Class I accounts.

  In this regard, the Beijing News Shell Finance reporter verified with a number of bank outlets that setting limits for Class I accounts is not a recent adjustment. The staff of a branch of a big bank in Beijing told Shell Finance reporter that in this case (transaction limit), if necessary, they can apply for adjusting the limit and go to the counter with their identity documents, plus supporting documents such as driver’s license or medical insurance card to handle the withdrawal.

  Another staff member of a branch of a joint-stock bank told Shell Finance that the daily trading limit of Class I account was set to 5,000 yuan, which may be due to the use of a non-real mobile phone number in the account.

  Wang Pengbo, a senior analyst in Broadcom’s analytical financial industry, told Shell Finance that the transaction limit of bank cards has always existed, and the limit set by each bank is different according to the specific conditions of different customers. Its main purpose is to ensure the safety of customers’ funds and further implement the requirements of the People’s Bank of China for classified management of personal accounts, prevention of large-scale telecom fraud and anti-money laundering.

  One-day trading limit is 5000 yuan?

  A number of banks: they started to set trading limits last year and can apply for adjusting the limits.

  Recently, it was reported by a banking institution in Beijing that a trading limit was set for Class I accounts, and the daily limit for all non-counter channels was 5,000 yuan.

  The so-called non-counter channels refer to businesses that are not handled at the bank counter, including online banking, mobile banking, online fast payment, POS machines at sales terminals, ATM machines and third-party payments including Alipay and WeChat.

  Is this really the case? On February 24th, the Beijing News Shell Finance reporter consulted a number of banks in Beijing and found that the specific implementation of the transaction limit for Class I accounts was different among banks. Some banks said that since last year, the bank will set a certain limit for opening new cards. Some banks also said that the bank set a lower transaction limit for accounts opened with non-real mobile phone numbers last year.

  A staff member of a branch of a big bank in Beijing told Shell Finance that the bank has not lowered the transaction limit recently. At present, the limit for transferring funds through ATM for Class I accounts is 50,000 yuan, and the limit for withdrawing cash is 20,000 yuan.

  "Since the second half of last year, the transaction limit of mobile banking has been lowered to between 5,000 yuan and 50,000 yuan. For example, for a mobile banking account that has not been used for a long time, the bank will reduce its transaction limit to 5,000 yuan. " The staff told the Shell Finance reporter that the purpose of this adjustment is mainly to prevent telecom fraud and reduce the losses of victims.

  The above-mentioned staff also pointed out that in this kind of situation (transaction limit), if necessary, they can apply for adjustment of the limit, and they can apply for withdrawal at the counter with their identity documents and supporting documents such as driver’s license or medical insurance card.

  Another account manager of a state-owned big bank branch told Shell Finance that the bank’s off-counter trading limit is related to the limit set at the time of card opening, which varies according to the specific situation of customers. In recent two years, the daily trading limit of Class I accounts is usually 10,000 yuan. The account manager also said that this transaction limit is only for mobile banking transfers, and the situation that a large amount of consumer spending needs to be made by swiping a card will not be affected.

  The staff of a branch of a joint-stock bank told Shell Finance that the daily trading limit of Class I account was set to 5,000 yuan, which may be due to the use of a non-real mobile phone number in the account. "However, no customers have reported that their off-counter trading quota has been lowered recently." The staff member said that if you need to raise the amount, you can try to adjust it online through the mobile banking APP. If the adjustment fails, you can bring relevant certificates to the counter for adjustment.

  The central bank has issued relevant regulations. When an individual opens an account in a bank, everyone in the same bank can only open a Class I account. If there is already a Class I account, it can only be a Class II or III account when opening an account again. The functions of the three types of accounts are different.

  However, most users are not very clear about this classification. Some citizens said that they only know that their Agricultural Bank card has a one-day transfer limit of 10,000 yuan, but it is not affected by direct transfer through third-party payment such as Alipay.

  In the view of Su Xiaorui, a senior consultant in the financial industry of Analysys, the non-counter trading limit prevents large-scale fraud to a certain extent and builds a line of defense for the security of bank customers’ funds; For cardholders, it may cause inconvenience in daily consumption and transactions.

  Su Xiaorui pointed out that this online channel transaction management method is expected to continue in the short term in the future. In the medium and long term, it is not excluded that banks can achieve a dynamic balance between business risk prevention and user convenience by improving the level of risk control and financial technology. Customers with long-term, high-frequency and large-scale consumption or transfer needs will be greatly affected. Customers need to pay attention to the latest rules of banks, supplement information according to the rules of banks if necessary, or disperse funds in different banks to cope with temporary funding arrangements. Of course, the most important thing is to protect their privacy information.

  Bank card account management is getting stricter?

  Some users said that the daily trading limit was raised to 50,000 only after the account manager repeatedly checked the card opening.

  In addition to controlling the risk of trading limit, banks have also strengthened supervision in card opening business. In the first card opening process, some banks will conduct "five questions and two checks" and risk tips for customers, including asking about the willingness to open an account, the reason for opening an account, and verifying the customer’s occupation, address and contact information.

  Ms. Gu, who recently opened a card in a big bank in a country, told reporters that when she applied for a bank card, the bank first cancelled it because she had previously opened a Class I account in a bank in another region. Subsequently, she provided the bank with detailed information such as identity, occupation, age and home address, and after repeated verification by the account manager, the daily trading limit of the account was increased to 50,000 yuan.

  Specifically, the above "five questions" include asking about the willingness to open an account, whether the account is for my own use, and observing whether there is any performance of being manipulated by others to open an account; Ask the reason for opening an account, and whether the purpose of the account is consistent with my identity and financial attributes; Inquire about the customer’s professional information and verify it; Ask the customer’s residential address, if the permanent address is far from the outlet, further ask the reason for opening an account; Ask the customer’s contact information and check it.

  The "two checks" include inquiring about the account under the customer’s name, focusing on whether the account is frequently spent; Query customer historical transaction details, etc.

  Some banking analysts told Shell Finance that similar regulations are also aimed at cracking down on illegal and criminal activities such as money laundering and telecom fraud and protecting people’s property safety. The newly opened card is too generalized, and there is no quota limit, which makes it difficult to supervise related illegal activities. At present, banks limit the amount of newly opened card transactions and strengthen information review, mainly to build a protective barrier for bank card transactions, and the supervision of bank card accounts will become stricter in the future.

  Beijing News Shell Finance Reporter Wang Yuchen Editor Chen Li Proofread Fu Chunyu