标签归档 南京夜生活桑拿论坛

　　CCTV News:(Reporter Kang Yanlong) "The undergraduate funding is very important for the growth of many students, especially in our school with a high proportion of students from rural and poverty-stricken areas. Funding is a strong backing for the growth of students." On the 11th, the seventh "1+1" series of release and interview activities of the Ministry of Education went into Gansu to learn about the development and achievements of local student financial assistance. Professor Huang Liang of Lanzhou University shared his understanding of financial assistance.

On-site Kang Yanlong/photo of the policy training meeting of Lanzhou University’s funded work propaganda ambassador

　　In recent years, Lanzhou University has gradually established a "Five Plus" funding education model of "scholarship+role model", "grant+gratitude", "student loan+honesty", "social donation+responsibility" and "work-study+ability improvement". Taking educating people as the starting point and the end result of funding work has formed "solving difficulties — Educating people — Become a talent — The virtuous circle of "feedback" has successfully created the "Landa Business Card" for Lide Shuren’s work.

　　"Full coverage" to ensure the growth of students with financial difficulties

　　Scholarship, student loan, tutor, newspaper assistant … … These keywords have become the university experience of Huang Liang, distinguished professor, who was the winner of the National Excellent Youth Fund. As a model of growing from a poor student to a well-known scholar through financial aid, Huang Liang witnessed the development of financial aid in Lanzhou University for more than ten years.

　　Huang Liang, 39, is now a doctoral supervisor in the College of Physical Science and Technology of Lanzhou University. From undergraduate to master, Huang Liang has been a member of Lanzhou University. Born in rural Hebei, he grew up in a poor family, mainly relying on his parents to farm and go out to work for his brother and sister to study. "I applied for a student loan when I first entered the school, and later I got a scholarship, about 1,000 yuan." Huang Liang shared his experience in university. However, compared with the tuition fee of more than 3,000 yuan per year, scholarships are not enough to make them "worry-free". Therefore, part-time jobs such as tutoring with classmates and working as an assistant in a newspaper have become part of their college life. "Only when you have solved your worries can you study with peace of mind," Huang Liang told reporters.

Professor Huang Liang of Lanzhou University is sharing his growth experience Kang Yanlong/photo

　　With the help of various state funding policies, Huang Liang has been growing with excellent results. After finishing his master’s degree, he applied for a publicly funded study abroad program and obtained a doctorate from the Department of Electronic Engineering of Arizona State University. He chose to return to his alma mater in 2010 to contribute to the development of his alma mater.

　　When talking about the role of financial aid, Huang Liang used three words: solving difficulties, educating people and giving back. "I think it is a great thing that the state subsidizes students from poor families. Lanzhou University has made a promise not to let a student drop out of school because of family financial difficulties!"

　　It is understood that Lanzhou University has always attached importance to student financial assistance. As a university located in the northwest, Lanzhou University has the characteristics of "four more" in terms of student source structure, such as more students from the west, more students from rural areas, more students from ethnic minorities and more students with financial difficulties.

　　"After years of exploration and practice, Lanzhou University has gradually formed a student financial aid system with" awards, loans, assistance, diligence, exemption, compensation, capital and compensation "as the main content, which has achieved full coverage of financial aid for students with financial difficulties from families and provided a guarantee for students with financial difficulties to successfully complete their studies and grow into talents." Chang Hong, vice minister of Lanzhou University, told reporters. In 2018, Lanzhou University invested a total of 294,327,800 yuan in student financial assistance, including 161,944,400 yuan from the state, 63,326,600 yuan from the school, 9,791,600 yuan from the local government, 2,723,800 yuan from the society and 56,541,400 yuan from the bank.

Chang Hong, deputy director of Lanzhou University, introduced the funding work to the reporter Kang Yanlong/photo

　　"personal tailor" implements precise funding for specific situations.

　　All along, Tian Ge’s story of "taking her mother to college" has touched everyone in Lanzhou. Tian Ge, born in 1995, is an undergraduate of 2015 in the School of Foreign Languages of Lanzhou University. She has lived with her mother since childhood and her academic performance is among the best. She was successfully admitted to Lanzhou University in 2014.

　　大二刚开学，田歌就接到了母亲生病住院的消息。“我当时以为情况没那么严重，就请了一周假，结果发现妈妈病情并不乐观，所以我选择了休学一年”，田歌告诉记者，自己很坚强，刚开始并不想对老师们说自己的情况。“后来老师主动找我了解家里的情况，并免除了我的学费。”

　　在休学结束后，由于母亲需要人照顾，田歌做了一个大胆的决定：带着母亲上大学。带着母亲上学对于田歌来说，是一个艰难的决定。“刚开始母亲也不同意，怕耽误我学习”，田歌告诉记者。当时比较担心的是没有经济来源的她如何负担学费、医药费和生活费，就连住的地方都是大难题。

　　了解到相关情况后，学院的老师和同学向她伸出援助之手。一位教师将自己的教工宿舍腾出，安排母女俩入住。老师们也发动身边人，一起帮田歌寻找适合她的兼职工作，学校完善的资助体系也让田歌感到安心。

　　去年，学校除了免除了田歌4800元的学费，她还获得了国家奖学金8000元，国家助学金3500元，社会类助学金5000元。最近她还通过了感恩中国近现代科学家奖学金的选拔，奖励金额20000元，全方位、精准化的资助解决了其生活中面临的实际困难。

　　"Everything will be fine. I feel the warmth and tolerance of the school, which will inspire me to grow up strongly!"

　　It is understood that Lanzhou University, in order to achieve the accuracy of the target of funding, takes into account the difficulties of students from different colleges, different majors and different students in the process of student funding, and attaches importance to the funding of students with financial difficulties, such as file-keeping households, rural low-income households, orphans and disabled students, and martyrs’ children. Considering from the individual, the funding standard is tailored according to the actual situation.

Kang Xiaolong and grandma were interviewed by reporters at home Kang Yanlong/photo

　　"Giving carbon in the snow" to ensure timely and effective financial assistance for students with difficulties

　　"Nothing is more touching than giving charcoal in the snow!" Recalling his own experience, Kang Xiaolong, a 2016 student majoring in electronic information at Lanzhou University, expressed such feelings. Kang Xiaolong received financial aid from high school, and after he went to college, he received various financial aid such as state grants, school scholarships and rocket army grants. These grants not only enabled him to successfully complete his studies, but also made him determined to give back to the society.

　　Kang Xiaolong, 23, comes from the countryside of Guanghe County, Linxia Hui Autonomous Prefecture, Gansu Province. His parents are both working outside the home, and only he lives with his grandmother who is over 70 years old, so his family conditions are difficult. For a long time, Kang Xiaolong will use the winter and summer vacations to go out to work to earn money.

　　When he was a freshman, Kang Xiaolong needed to buy a computer because of his professional needs. Although it was thousands of dollars, it was not a small sum for rural families who had just paid their tuition. My father scraped together some money, but it wasn’t enough. In desperation, he took a part of his living expenses and bought a computer. "At that time, I looked at the few hundred dollars left in Cary, and I was very anxious. I thought I had to tighten my belt and live hard, but I didn’t expect to receive a grant from the school more than ten days later." Kang Xiaolong told reporters that it was because of the timely issuance of school grants that he solved his urgent need.

　　According to Jin Fengfang, the teacher of Lanzhou University, the national first-class grant funding standard of Lanzhou University was 3,500 yuan per year, and this year it will be adjusted to 4,000 yuan, which will be directly credited to the student’s personal bank account on a monthly basis. Relevant data show that in the 2018-2019 academic year, Lanzhou University identified 5,630 undergraduates with family financial difficulties, accounting for 28.40% of the total number of undergraduates, including 2,428 students with special difficulties.

　　Yan Chunhua, president of Lanzhou University, said at the press conference of the Ministry of Education held on the 10th that since the 18th National Congress of the Communist Party of China, Lanzhou University has invested 1.364 billion yuan, covering 94,766 undergraduate students and 124,655 graduate students. With the guidance of "giving charcoal in the snow", we will ensure the accurate distribution of funds, timely distribute state grants and work-study subsidies to students with financial difficulties, and directly distribute them to students’ personal bank accounts and inform them through the website and WeChat platform.

　　On the morning of October 18th, 2024 Chery Global Innovation Conference kicked off in Wuhu. This year’s Chery Science and Technology Day, with the theme of "Science and Technology Mastering the Future", fully demonstrated Chery’s innovative practices and achievements in the field of science and technology. More than 600 international friends from all over the world, academicians, experts and global partners at home and abroad gathered here to witness what cutting-edge technologies Chery has released this year.

　　The data shows that from January to September this year, Chery sold a total of 1.75 million cars, up 40% year-on-year, ranking second in the scale of its own brand and maintaining the first growth rate in the industry;The automobile growth rate, export scale and SUV market share all remain the first in the industry. This year, Chery entered the Fortune Global 500 for the first time, ranking 385th with an operating income of $39,091.7 million.

"Blow a cow every year"

Chery issued another "You’re welcome" declaration.

　　"Chery blows a cow every year!" Yin Tongyue, chairman of Chery Automobile, said in his speech at the Innovation Conference, "On last year’s Science and Technology Day, I said that Chery’s ranking was still very backward." This year, Chery’s new energy vehicles started at full capacity, with monthly sales exceeding 40,000 vehicles and 50,000 vehicles. As of September this year, the monthly sales have reached 58,941 vehicles, ranking fourth in the industry, second only to.、and. On the new energy car track, Chery finally changed from "getting up early and catching up with the late episode" to "getting up early and catching up with the big episode". Yin Tongyue made a goal, "Chery will cross the 80,000-vehicle mark in October and pass 100,000 vehicles in December to ensure the third place in the industry and strive for the second."

　　"Today, the cow that Chery wants to blow is: Next year, Chery’s intelligence is also welcome!" Yin Tongyue said that quality ranking is more important than sales ranking, and innovation ability is more exciting than profitability. In the past, Chery was a very pure "science man". Now, Chery expects to become a "Superman" with super brain and super wisdom. The AI model is "Sister Lin falling from the sky", so we should develop and use it well. Chery will take intelligence and AI as the major opportunity and breakthrough direction in the next 20 or 40 years, just as it put into the engine 20 years ago, and it has a series of layouts and must enter the industry. He believes that AI not only redefines cars, but also redefines industries and human society. Cars are more and more like an agent that can self-evolve, which requires the overall design of "electrification+intelligence" and the comprehensive blessing of AI model.

Future flying cars debut

rocFirst release

　　In the visit experience area on the first floor of the Innovation Conference, a large number of people gathered in front of Chery’s future flying cars. According to the staff of Chery Automobile, "this three-body compound wing flying car consists of three parts: flying wing, cockpit and chassis. It has two modes. In flight mode, the flying wing and cockpit fly in the air without the chassis. In the ground mode, the cockpit and chassis are combined to drive on the ground like a car. " Ultra-compact docking technology is adopted between three flying cars, which can realize vertical take-off and landing, rapid docking, land and airThe mode switching has eased the congestion problem for urban traffic. At present, this future flying car has successfully made its maiden voyage.

　　"Charge quickly, run far, use for a long time, and be safe enough!" At the innovation conference, Chery released Kunpeng for the first time, which filled the last piece of its new energy puzzle, making Chery’s new energy "you’re welcome" complete the closed loop at this moment. According to reports, Kunpeng will build three categories: square Ferrous lithium phosphate series, square ternary series and large cylindrical ternary series, which are safe, fast-charging and high-energy, and the pure electric mileage can span 1000 kilometers. Gao Xinhua, executive deputy general manager and CTO of Chery Automobile, said at the scene that Kun PengThe research and development of is already in action, and it is expected to be targeted in 2026 and listed in batches in 2027.

Key Breakthroughs of 10+ Projects in Five Technical Fields of "Eta Ursae Majoris 2025"

　　"Eta Ursae Majoris 2025" is the core strategy for Chery to lay out a new energy track. After two years of accumulation and exploration, Chery has made all-round progress in five technical fields: Mars architecture, Kunpeng power, lion intelligent cabin, great wisdom driving and Galaxy ecology, and achieved 10+ key technological breakthroughs such as Kunpeng battery, end-to-end large model, intelligent cabin model, flying car and Yuntai intelligent chassis 2.0.

　　"Safety is the biggest., is the bottom line of Chery. In an interview with the owner of the Star Era ET high-speed collision broadcast live at the conference, it can be seen that the advantages of Chery’s cage body can be reflected when three cars collide with each other at a speed of 120 kilometers per hour. According to reports, Cage Spacecapsule 2.0 keeps the industry leading in five dimensions: safety, stiffness, mode, lightweight and sealing, with high-strength steel and aluminum accounting for more than 85%.

　　The entire upgrade of Kunpeng Power constantly challenges the energy consumption limit. Chery continued to upgrade 72 energy consumption technologies and studied 6 new energy consumption core technologies, reducing the fuel consumption of two-wheel drive and four-wheel drive to 5.2L and 5.9L respectively, setting a new benchmark for extended-range energy consumption. At the same time, the pure electricity consumption of 9.9kWh sets a new benchmark for electric energy consumption, and the mixed fuel consumption of 2.98L sets a new record for mixed energy consumption and redefines the new energy consumption standard.

　　At this conference, Chery released a future-oriented high-level intelligent driving technical scheme on the spot, and Dazhuo Intelligent Driving evolved from C-Pilot 4.0 to C-Pilot 5.0. It is reported that in 2025, Chery’s advanced intelligent driving will be mass-produced with more than a dozen models, and rich scenes will be generated through the cloud World Mode, forming a perception model plus a planning model to simulate human brain behavior decision-making, from NOA (high-speed pilot-assisted intelligent driving solution) in the city without a map to NOA (independent flagship high-speed NOA). It is expected that the end-to-end E2E model will be launched in 2025 and the end-to-end VLA model will be launched in 2027, so that the car will truly enter the era of intelligent driving.

　　On June 24th, Ren Zhengfei, the founder of Huawei, said in an exclusive interview with the Financial Times that HSBC knew about SKYCOM and its business in Iran from the beginning, and also knew about SKYCOM’s relationship with Huawei. It is impossible for a bank to legally say that it has been cheated and doesn’t know about this matter. The evidence is all there, and this is inescapable. "HSBC has stopped all our trading cooperation, not us." Ren Zhengfei said.

　　The evidence against Meng Wanzhou in the United States is a PPT. What does Ren Zhengfei think of how the United States got this PPT? On June 27th, Ren Zhengfei said in an interview with Canada’s Globe and Mail that because Skycom had been in contact with Huawei from beginning to end during the trade with Iran, the bank knew about Skycom’s business in Iran and its relationship with Huawei. After several years of operation, they invited Meng Wanzhou to a coffee shop. When having coffee, Meng Wanzhou gave some PPT, which was not misleading. "Why did the bank take these PPT? We don’t know, I hope that after the trial of the Eastern District Court of new york is completed, we can be more clear. " Ren Zhengfei said.

　　According to the Global Times, in February this year, Reuters reported that HSBC had obtained a material for the US Department of Justice to sue Huawei through an "internal investigation", which helped the US Department of Justice Luo Zhi with the "crime" of attacking Huawei, and eventually led to the arrest of Huawei executives in Canada.

　　Shen Yi, an associate professor in the Department of International Politics of Fudan University, said that if the foreign media reports are true, the role played by HSBC in this matter is indeed very problematic. Such banks and financial institutions are unreliable and unreliable in a sense.

　　An expert who wishes to remain anonymous said that the essence of this case is that HSBC cooperated with the "long-arm jurisdiction" of the U.S. government, and transferred the personnel and data located in China overseas without the permission of the China government for the cross-border investigation and evidence collection of Huawei by the U.S. Department of Justice.

　　It is reported that HSBC is one of the largest banking and financial services institutions in the world. Founded in Hong Kong and Shanghai in 1865, HSBC is a founding member of HSBC Group and its flagship in the Asia-Pacific region. In 1991, HSBC established a new holding company — — HSBC Holdings Limited, and in 1992, it completely acquired Midland Bank. Subsequently, HSBC will be headquartered in London.

　　HSBC will pay a fine of $1.9 billion to the United States on money laundering charges. On December 11, 2012, HSBC announced that it had reached a settlement agreement with the US government, and would pay a sky-high fine of $1.921 billion for the bank’s ineffective prevention of money laundering.

　　HSBC’s image has been damaged in recent years. In November 2014, HSBC was fined $618 million by the UK Financial Conduct Authority and the US Commodity Futures Trading Commission for manipulating the global foreign exchange market. In February 2015, HSBC was once again caught in a scandal because it helped customers evade taxes. According to a survey by the American Association of International Investigative Journalists, from 2005 to 2007, HSBC Switzerland Branch helped 100,000 heavyweight customers to avoid taxes and hide assets as high as hundreds of billions of dollars.

　　It is worth noting that HSBC has exposed four major incidents of leaking customer information. On April 26th, 2008, the server of Kwun Tong Branch of Hongkong and Shanghai Banking Corporation was stolen during the renovation, and nearly 160,000 customer data were lost. In July, 2008, HSBC said that it lost an encoded digital audio tape, which recorded the telephone conversation between the bank and its customers, and was a backup tape containing 25,000 telephone conversations. On April 13, 2010, the French prosecutor said that 127,000 accounts of 79,000 customers of HSBC were leaked and exposed. Jelf farsi Yani, a former IT consultant of HSBC Private Bank, a Swiss subsidiary of HSBC, was accused of stealing the data of tens of thousands of bank customers from the end of 2006 to the beginning of 2007. In 2018, HSBC was exposed that its customer accounts were attacked from October 4 to October 14, and the personal information of about 1% American customers was leaked.

　　HSBC Bank (China) Co., Ltd. (hereinafter referred to as "HSBC China") officially opened on April 2, 2007. Headquartered in Shanghai, it is a locally registered foreign-funded corporate bank wholly owned by HSBC.

　　In March this year, HSBC China Wuhan Branch violated the law and regulations by not using the specified subjects in the paper payment form. According to Article 41 of the Administrative Measures for Commercial Banks and Credit Cooperatives’ Acting Treasury Business, the Business Management Department of Wuhan Branch of the People’s Bank of China imposed a fine of RMB 1000 yuan.

　　In May this year, the post-event management of independent payment of HSBC China loan seriously violated prudent business rules, and part of credit card funds were used for non-consumption areas, which resulted in a fine of 1 million yuan.

　　Foreign media said that HSBC helped the US government "engage" Huawei in order to get rid of the crime.

　　According to the Global Times, recently, the Financial Times revealed that HSBC, which was targeted by the US Department of Justice for a series of problems such as money laundering and violation of the sanctions bill, agreed to "cooperate" with the investigation of the US Department of Justice in other cases in order to escape punishment. Huawei in China became the victim of this "cooperation", which eventually led to the arrest of Huawei executives. The Financial Times report also revealed that HSBC had explained to China earlier this year that it was "forced".

　　Regarding the role of HSBC in the case involving Huawei, Reuters, UK, had a detailed round of reports in February this year. According to Reuters’s report at that time, HSBC began to "cooperate" with the "investigation" initiated by the U.S. Department of Justice against Huawei from the end of 2016 to 2017, in exchange for the U.S. Department of Justice’s forgiveness for HSBC, because HSBC itself was involved in other cases that violated the U.S. sanctions ban.

　　Reuters said that through "internal investigation", HSBC helped the U.S. Department of Justice to obtain a material that could be used to sue Huawei, which helped the U.S. Department of Justice Luo Zhi to "accuse" Huawei, and eventually led to the arrest of Huawei executives in Canada.

　　The executive of Huawei, who is now detained by the Canadian government, communicated face to face with an executive of HSBC, saying that Huawei did not have any non-compliance and provided the HSBC executive with a PPT document to explain the situation. But what Huawei didn’t expect was that in 2017, when HSBC faced a lawsuit from the U.S. Department of Justice for its alleged illegal behavior, in exchange for forgiveness from the U.S. Department of Justice, HSBC handed over the PPT to the U.S. Department of Justice, which had been trying to bring down Huawei in the past few years, and ended its cooperative relationship with Huawei.

　　Judging from Reuters’s report and the indictment of the US government against Huawei, such a small PPT file was quickly used by the US Department of Justice as the "core" basis for suing Huawei and arresting the Huawei executive last year. HSBC has also been described by the U.S. Department of Justice as a "victim" of fraud by the Huawei executive and her PPT. Reuters also revealed that HSBC has never been sued by the US government for other cases involved.

　　The Financial Times also revealed some information that Reuters didn’t mention. For example, HSBC was targeted by the US Department of Justice as early as 2012 for laundering money for Mexican drug lords. At that time, in addition to paying a huge fine of $1.9 billion, the US Department of Justice also sent a group of "monitors" to HSBC to review its business. Insiders of HSBC said that their explanation at that time was that because the US government sent monitors to HSBC and a team of 200-400 people could get all the information of the bank at any time, it was impossible for HSBC to resist the request and investigation of the US Department of Justice.

　　Ren Zhengfei: HSBC knows about Skycom’s relationship with Huawei.

　　Recently, Huawei Heartfelt Community announced the minutes of Ren Zhengfei’s interview with the Financial Times and the Canadian Globe and Mail.

　　James Kynge, a reporter from the Financial Times, asked: Recently, hearing about the cooperation between HSBC and the US government will bring great difficulties to Huawei. What do you think of the future cooperation between Huawei and HSBC?

　　Ren Zhengfei: First of all, HSBC has long stopped its cooperation with Huawei.

　　Second, Meng Wanzhou has no criminal facts. This bank knew about SKYCOM and its business in Iran from the very beginning, and also knew about SKYCOM’s relationship with Huawei. The mail can prove that there are shipping marks in the mail, and it is impossible for the bank to legally say that it was cheated and didn’t know about this matter. The evidence is all there, which cannot be relied on. Meng Wanzhou said a word while drinking coffee in the coffee shop, which can’t be the evidence of Meng Wanzhou’s crime. It’s just that during the long-term transaction with Iran from beginning to end for many years, she intervened to have a coffee in the coffee shop and said a word, there is no crime. American courts can investigate prosecutors, who report crimes in Meng Wanzhou. Where are the facts?

　　Under the current circumstances, we should first clarify the process of Meng Wanzhou’s incident and show all the evidence. Moreover, Meng Wanzhou has not committed a crime in Canada, and Canada has violated the law in law enforcement procedures. Canada is a country ruled by law, so it should give up its violation of constitutional rights and not fall on the side of the United States. If people don’t believe that Canada is a country ruled by law, it will have a greater impact on its image.

　　We have always trusted western countries ruled by law, focusing on facts and evidence. First of all, there must be facts and evidence to judge whether this person is wrong. Of course, this will not affect our cooperation with other banks in the future. After this link is solved, everyone will still cooperate. World finance is an integrated system.

　　"Financial Times" reporter Huang Shulin asked: HSBC does not cooperate with Huawei. Did they give you an explanation?

　　Ren Zhengfei: HSBC has stopped all our trading cooperation, not us. They didn’t explain, that is, they wouldn’t provide us with services, so we would cooperate with other banks.

　　Huang Shulin: Do you think this treatment is fair? If these problems are solved, will you continue to cooperate with HSBC in the future?

　　Ren Zhengfei: There is no word "fairness" in this world. It is all about strength. We have the strength to solve the problem and don’t care how the other party treats us. Now is not the time to discuss cooperation. The most important thing is to finish the lawsuit first.

　　A reporter from Canada’s Globe and Mail asked: What do you think of how the United States got this PPT? Is it through legal channels? Do you think this PPT can be presented to the court as evidence?

　　Ren Zhengfei: Because during the trade between Skycom and Iran, this bank has been in contact with Huawei from beginning to end. It knows Skycom’s business in Iran and its relationship with Huawei. After several years of operation, they invited Meng Wanzhou to a coffee shop. When having coffee, Meng Wanzhou gave some PPT, which was not misleading. Why did the bank take these PPT away? We don’t know. I hope we can know more after the trial in new york Eastern District Court.

　　HSBC paid a fine of $1.9 billion to the United States for money laundering charges.

　　According to Xinhua News Agency, on December 11, 2012, HSBC Holdings, the largest bank in Europe, issued a statement saying that it had reached an agreement with relevant US institutions to pay a total fine of 1.921 billion US dollars, of which a record 1.256 billion was a fine for delaying prosecution agreement and 665 million was a civil fine.

　　Ou Zhihua, president of HSBC, said in a statement that HSBC "admitted responsibility for past mistakes" and once again "deeply apologized".

　　According to the deferred prosecution agreement, the prosecution allows the sued party to avoid prosecution under certain conditions, including paying a fine or being punished, and promising to make specific reforms under the supervision and guidance.

　　HSBC said it had spent $290 million to improve its money laundering prevention mechanism and recovered some bonuses previously won by senior executives. The statement also said that HSBC expects to sign a letter of commitment with the UK Financial Services Authority on money laundering soon.

　　In July, 2013, china securities journal reported that Reuters reported on the 3rd that John Grayson, a judge of Brooklyn District Court in new york, USA, approved the settlement agreement reached between HSBC and the US government on the investigation of not fully complying with the anti-money laundering and sanctions laws. According to this agreement, HSBC will pay 1.92 billion US dollars in fines and compensation. The fine of $1.92 billion is by far the largest fine issued by the US regulatory authorities to banks.

　　According to the report, in addition to paying fines, there are other conditions to be met. As part of the agreement, HSBC also needs to restrain the bonuses of bank executives in order to comply with relevant regulations. In addition, HSBC will face up to five years of court supervision.

　　Previously, in July 2012, the US Senate issued an investigation report saying that HSBC had become the "preferred financial institution" for drug dealers, money launderers and other criminals in Mexico and Colombia, and it ignored the US sanctions against Iran, Myanmar, Cuba, Libya and Sudan and illegally transferred funds for customers in these countries.

　　HSBC’s image has been damaged in recent years: helping customers evade taxes and getting caught in a scandal.

　　According to China News Service, the image of HSBC has been damaged in recent years. In November 2014, HSBC was fined $618 million by the UK Financial Conduct Authority and the US Commodity Futures Trading Commission for manipulating the global foreign exchange market.

　　In February 2015, HSBC was once again caught in a scandal because it helped customers evade taxes. According to a survey by the American Association of International Investigative Journalists, from 2005 to 2007, HSBC Switzerland Branch helped 100,000 heavyweight customers to avoid taxes and hide assets as high as hundreds of billions of dollars.

　　According to the People’s Daily, the BBC reported on February 9, 2015 that HSBC, the largest bank in the UK, has done everything possible to help wealthy depositors hide their real assets from the British government in the past few years, with tax evasion amounting to hundreds of millions of pounds. Analysts pointed out that if acts such as helping depositors evade taxes are proved to be true, then HSBC will become a terrible "tax haven" and its reputation and prestige will be dealt a heavy blow.

　　Some analysts believe that the lack of financial supervision, the decline of professional ethics and the numbness of social responsibility are several key factors that cannot be ignored.

　　HSBC’s alleged behavior of helping depositors evade taxes has been strongly criticized by the media and public opinion. Brooks, the author of "Tax Robbery", pointed out, "I think HSBC is a tax avoidance and tax evasion company, and I think they are providing such services".

　　Since then, Guangming Daily reported on February 26, 2015 that two top executives of HSBC recently apologized here for the "improper" practice of their Swiss private banks to help customers avoid taxes. Stuart Gulliver, CEO of HSBC Group, and Douglas Flint, Chairman of HSBC Group, said when questioned by the Parliamentary Finance Committee in the British Parliament that this move damaged people’s "trust and confidence" in HSBC Group, and he was ashamed of it and would "take corresponding responsibility". However, he also accused those in the management of HSBC Swiss Bank who stole and leaked customer information of "great sin".

　　HSBC has exposed four major incidents of leaking customer information. Engineers turned into "data thieves"

　　According to Southern Metropolis Daily, on April 26th, 2008, the server of Kwun Tong Branch of Hongkong and Shanghai Banking Corporation was stolen, and nearly 160,000 customer data were lost. Under the pressure of public opinion, the Hong Kong Monetary Authority requires banks to take remedial measures and submit detailed reports. Zheng Haiquan, chairman of HSBC Asia Pacific, apologized for the loss of customer information, but he said that it was a theft and HSBC itself was a victim, but the bank would still be responsible. Zheng Haiquan said that he would review the bank’s security measures.

　　According to Economic Observer, on July 4, 2008, HSBC issued a notice and found that it had lost an encoded digital audio tape, which recorded the telephone conversation between the bank and its customers. According to reports, the incident originated from the service center of HSBC Guangzhou Group. On June 17, the courier company was entrusted to transport a total of 55 tapes to Hong Kong, but only 54 tapes were delivered to the Hong Kong office of the bank. The unrecovered audio tape is a backup tape containing 25,000 telephone conversations, which recorded the telephone conversations between the bank and customers and callers from April 18 to 24, 2008. Most of the contents involved credit card service inquiries, calls related to business online wealth management services for industrial and commercial customers, and calls made by the bank to customers.

　　According to Agence France-Presse, on April 13, 2010, the French prosecutor said that 127,000 accounts of 79,000 customers of HSBC were leaked and exposed, which means that more people may be prosecuted by the tax bureau of their own country for alleged tax evasion. Jelf farsi Yani, a former IT consultant of HSBC Private Bank, a Swiss subsidiary of HSBC, was accused of stealing the data of tens of thousands of bank customers from the end of 2006 to the beginning of 2007.

　　Jelf Fasiani changed from a security engineer to a "data thief". He was born in Monaco and has a degree in computer programming. In 2000, at the age of 28, he entered the IT department of HSBC and wrote security software for the bank. Six years later, he was transferred to the Geneva headquarters of HSBC Private Bank in Switzerland, responsible for the system security of the database. In 2008, this system security engineer, who has always performed well, unexpectedly "ran away" from the headquarters building of HSBC with 130,000 "top secret" customer information. In 2013, according to Jinling Evening News, at the trial of Spanish National Court in 2013, Jelf Fasiani defended himself, saying that banks were corrupt, and they condoned tax evasion, and sometimes even helped customers to launder money. He admitted that he had tried to expose HSBC’s "misconduct" to the Swiss government.

　　Jelf Fasiani told the media, "I grew up in Monaco, where people wanted to work in financial institutions. When I was young, I thought that banks were places to protect the property of the upright. But at HSBC, I found that everything is completely another matter. "

　　In November 2018, according to the China Business News, it was revealed that HSBC’s customer accounts were attacked from October 4 to October 14, and the personal information of about 1% American customers was leaked. According to foreign media reports, on November 8, HSBC announced that its customer accounts were attacked from October 4 to October 14, and about 1% of American customers’ names, birth dates, telephone numbers, email addresses and other information were leaked. According to HSBC, the hacking incident was caused by a login voucher attack, that is, hackers invaded HSBC accounts through personal information of customers obtained from other sources. In response, HSBC suspended online access to some accounts. At the same time, additional security protection is added to the authentication process of personal online banking platform to protect its customers from future attacks.

Disclaimer: All texts, pictures and other materials marked "Source: Fang Tianxia" are copyrighted by Fang Tianxia, please indicate the source for reprinting; The content of the article is for reference only and does not constitute investment advice; Unless otherwise specified, the areas involved in this paper are all construction areas; The pictures in the article are for reference only, subject to the actual situation of the sales office.