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Central Bank and China Banking and Insurance Regulatory Commission: Financial support for housing leasing should adhere to the positioning that houses are used for living, not for speculation.

  CCTV News:According to the website of the People’s Bank of China, the People’s Bank of China and China Banking and Insurance Regulatory Commission publicly solicited opinions on "Opinions on Financial Support for the Development of Housing Leasing Market (Draft for Comment)". Soliciting opinions, it is proposed to focus on supporting the development of specialized and large-scale housing leasing enterprises with self-sustaining properties. Financial support for housing leasing should adhere to the position that houses are used for living, not for speculation, and focus on supporting self-sustaining property-based housing leasing enterprises with independent legal person operation, clear business boundaries and real estate professional investment and management capabilities, so as to promote their large-scale and intensive operation and improve the supply capacity and operation level of long-term rental housing. Details are as follows:

Opinions on financial support for the development of housing rental market

(Draft for Comment)

  In order to thoroughly implement the decision-making arrangements of the CPC Central Committee and the State Council, support the accelerated establishment of a housing system with multi-agent supply, multi-channel guarantee and simultaneous rent and purchase, cultivate and develop the housing rental market, and promote the stable and healthy development of the real estate market, according to the Opinions of the General Office of the State Council on Accelerating the Cultivation and Development of the Housing Rental Market (Guo Ban Fa)

  [2016] No.39) and "Opinions of the General Office of the State Council on Accelerating the Development of Affordable Rental Housing" (Guo Ban Fa [2021] No.22), we now put forward the following opinions on financial support for the development of the housing rental market:

  I. Basic Principles and Requirements

  (1) Support the structural reform of the supply side of housing leasing. Financial support for housing leasing should focus on the key points and aim at the shortcomings, mainly in big cities, focusing on solving the housing problems of new citizens, young people and other groups, supporting all kinds of subjects to build and rebuild long-term rental housing, revitalizing existing housing, and effectively increasing the supply of affordable and commercial rental housing.

  (two) focus on supporting the development of specialized and large-scale housing leasing enterprises with self-sustaining properties. Financial support for housing leasing should adhere to the positioning that houses are used for living, not for speculation, and focus on supporting self-sustaining property-based housing leasing enterprises that operate as independent legal persons, have clear business boundaries, and have real estate professional investment and management capabilities to promote their regulations.

  Modular and intensive management to improve the supply capacity and operation level of long-term rental housing.

  (3) Establish and improve the financial support system for housing leasing. Financial support for housing leasing should be based on market allocation, providing diversified, multi-level and full-cycle financial products and financial service systems for the investment, development, operation and management of leased housing, with complete market functions, balanced structure and orderly competition.

  — — Financial institutions have a reasonable division of labor. Commercial finance should meet the reasonable financing needs of all kinds of rental housing subjects in accordance with the principles of legal compliance, controllable risks and sustainable business. Policy finance and development finance are limited to providing financing for the development, construction and operation of affordable rental housing on the premise of meeting the functional orientation and business scope.

  — — Financial product innovation norms. Housing lease credit products should have clear functions, reasonable term and interest rate pricing, perfect risk evaluation and post-loan management. Direct financing products should be simple and clear in structure, sound and effective in market restraint and operation mechanism, transparent in product pricing, and true and compliant in capital use.

  — — Optimization of credit and capital market allocation. The credit market mainly meets the needs of various entities to develop and build rental housing, as well as the liquidity and daily operation of housing rental enterprises. The capital market focuses on the development of long-term financing tools for housing rental investment. The credit market and the capital market can be coordinated and reasonably connected according to the income and risk characteristics of different links of housing leasing.

  Two, strengthen the innovation of housing rental credit products and service models

  (four) to increase credit support for the development and construction of rental housing. Support commercial banks to issue development and construction loans to real estate development enterprises, industrial parks, rural collective economic organizations, enterprises and institutions and other entities to build or rebuild long-term rental housing.

  Payment. The proportion of project capital for rental housing construction should not be less than 20% of the total investment of development projects, and the loan period is generally 3 years, and the longest is not more than 5 years. Commercial banks should establish a perfect loan approval mechanism and risk management mechanism for development and construction according to the cash flow of various entities and the risk characteristics of real estate development, so as to improve the efficiency and management level of loan approval.

  (V) Innovative groups purchase rental housing credit products in bulk. For enterprises and qualified institutions to purchase idle houses in batches according to laws and regulations for dormitory-type affordable rental housing, and specialized large-scale housing leasing enterprises to purchase idle houses in batches according to laws and regulations for affordable rental housing or commercial rental housing for long-term operation, commercial banks are encouraged to issue rental housing group purchase loans on the premise that risks are controllable, businesses are sustainable and implicit debts of local governments are not added. Commercial housing and commercial housing purchased with loans should be houses with clear legal relationship and completed acceptance. During the loan period, the rental purpose of the house shall not be changed. Leased housing groups purchase loans for a maximum period of not more than 30 years, and the loan amount shall not exceed 80% of the assessed value of the property in principle.

  (six) support the issuance of housing rental business loans. If a housing leasing enterprise manages long-term rental housing with its own property rights, the term of the housing leasing business loan shall not exceed 20 years, and the loan amount shall not exceed 80% of the assessed value of the property in principle, which can be used to replace the loan for early development and construction of the property. For the non-proprietary rental housing formed by the housing leasing enterprises in accordance with the law and in compliance with the transformation of industrial plants, commercial office buildings and villages in the city, the term of operating loans shall not exceed 5 years, and the loan amount shall not exceed 70% of the total rent receivable within the loan period in principle.

  Commercial banks should carry out due diligence investigation on the legal compliance of the operation and management of leased housing, the rental level and occupancy rate of leased housing, and the professional ability, financial status and continuous prudent operation of housing leasing enterprises, and design the loan term, interest rate and repayment method reasonably in combination with the operation and risk characteristics of housing leasing enterprises.

  Housing leasing enterprises should take rental income as the first source of repayment. If the housing leasing enterprise has clear other repayment sources, commercial banks can issue pledge and mortgage loans, but the legal risks of pledge and mortgage should be carefully evaluated to ensure the enforceability of pledge and mortgage. On the premise of compliance with laws and regulations, commercial banks are encouraged to issue credit loans according to the credit standing and operating conditions of housing leasing enterprises.

  Explore the role of policy housing finance, support housing leasing enterprises to hold and operate affordable rental housing for a long time, and give priority to meeting the housing rental needs of eligible new citizens, young people and other groups.

  (seven) innovative comprehensive financial services for housing leasing related enterprises. Encourage commercial banks to actively explore financial service models and financial products suitable for the needs of enterprises related to housing leasing, and provide comprehensive financial solutions such as account opening, settlement, consultation and cash management to housing leasing construction and operation enterprises, housing leasing brokerage institutions and housing leasing management service platforms.

  Third, broaden the diversified investment and financing channels in the housing rental market

  (eight) to enhance the ability of financial institutions to put in housing rental loans. Support commercial banks to issue financial bonds for housing leasing, and raise funds specifically to increase the investment of housing leasing development and construction loans and operating loans.

  (9) Broaden bond financing channels for housing leasing enterprises. Support housing leasing enterprises

  Industry issued debt financing instruments, corporate bonds, corporate bonds, earmarked for rental housing construction, purchase and operation. Encourage the optimization of bond issuance process, improve the issuance efficiency of housing lease bonds, and provide financing facilities for housing lease enterprises.

  (10) CoveredBond for innovative housing lease. If the rental housing owned and operated by the housing leasing enterprise has a sustained and stable cash flow, the property mortgage can be used as a credit enhancement, and housing lease guarantee bonds can be issued. Housing lease guarantee bonds are included in the bond management framework.

  (eleven) the steady development of real estate investment trust funds (REITs). Steadily promote the pilot work of real estate investment trust funds (REITs), and raise funds for housing leasing enterprises to hold and operate long-term rental housing under the premise of controlling risks. Support real estate investment trust funds (REITs) share trading circulation, promote long-term stable operation, and prevent short-term speculation. Give priority to supporting xiong’an new area, Hainan Free Trade Port, Shenzhen Socialism with Chinese characteristics Pilot Demonstration Zone and other key areas supported by national policies and big cities with net population inflow to carry out real estate investment trust funds (REITs) pilot projects, and provide financial support for enterprises that use all kinds of construction land (including collective construction land, idle land owned by enterprises and institutions, etc.) to build, hold and operate long-term rental housing according to laws and regulations.

  (twelve) to guide all kinds of social funds to invest in the field of housing leasing in an orderly manner. Support financial institutions, asset management products and other market entities to standardize investment in financial products related to housing leasing. Encourage housing leasing enterprises and professional asset management institutions to hold and operate rental housing for a long time through real estate investment trusts (REITs). Support long-term funds such as insurance funds to invest in the housing rental market. Encourage housing leasing enterprises and finance.

  Institutions use interest rate derivatives to hedge related interest rate risks.

  Four, strengthen and improve the financial management of housing rental.

  (thirteen) strict housing leasing financial business boundaries. Housing leasing financial business should be strictly positioned to support the development of housing leasing market and not provide financing for short-term speculation. Housing rental financial products and services should be clearly distinguished from those of non-rental housing. It is strictly forbidden to finance non-rental housing in the name of supporting housing rental, and it is strictly forbidden to use housing rental financial products for commercial real estate development in violation of regulations. Financial institutions should establish and improve relevant business systems, strengthen compliance review and evaluation, and ensure prudent and compliant business.

  (fourteen) to strengthen the management of housing rental credit funds. Commercial banks and other institutions should strictly review housing lease credit and post-loan management, strengthen the investigation and tracking of borrowers, project attributes and the authenticity of loan purposes, ensure that loan funds are used for housing lease construction and operation in accordance with the agreed purposes, and effectively prevent risks such as misappropriation and cashing out of funds. If the lease property of the project or the use of the house is changed during the loan period, the loan shall be recovered in time.

  (fifteen) standardize the innovation of direct financing products for housing leasing. The direct financing products of housing lease should have excellent quality of basic assets, simple structure, clear legal relationship, open and transparent information and legal compliance with the use of funds. Relevant acceptance departments should clarify the business model of housing leasing enterprises, the use of raised funds and other policies and audit requirements, improve information disclosure and post-supervision management, take effective measures to ensure that raised funds are used for related activities such as rental housing construction and operation, and shall not be diverted for other purposes.

  (sixteen) to prevent financial risks of housing leasing. Commercial banks, etc. lease housing.

  Institutions providing financing should establish and improve relevant systems, strengthen compliance review and evaluation, and ensure prudent and compliant business. Standardize the management of financing subjects, formulate clear access standards, and implement list management for non-personal objects. Limit the debt level of all kinds of housing leasing enterprises and real estate development enterprises holding leased housing to ensure that their asset-liability ratio remains in a moderate range. Strengthen the monitoring of the operation and management, financial status and the use of funds of housing leasing enterprises. If housing leasing enterprises violate the loan contract, they should promptly take effective measures such as accelerating liquidation and collecting loans in advance to resolve risks.

  Housing leasing enterprises must complete the relevant filing work on the housing leasing management service platform established by the housing and urban-rural construction department before financing. For direct financing products of housing leasing, we should fully reveal the risks related to housing leasing business and real estate market, establish and improve the risk early warning and disposal mechanism, and protect the interests of investors.

  (seventeen) the establishment of housing rental financial monitoring and evaluation system. The People’s Bank of China took the lead in establishing a special statistical system for housing leasing finance, strengthened the statistics, investigation and monitoring analysis of housing leasing financial products, and explored the establishment of a policy-oriented effect evaluation system for housing leasing special credit. Relevant departments should strengthen the sharing of information related to housing leasing and give full play to the joint efforts of supervision.

  The Shanghai headquarters of the People’s Bank of China, branches, business management departments, city center branches of provincial capitals and sub-provincial city center branches are requested to forward this opinion to relevant institutions within their respective jurisdictions together with the Banking Insurance Regulatory Bureau of their respective provinces (autonomous regions and municipalities), and coordinate the implementation of this opinion.

Minister of Agriculture and Rural Affairs: There will be no food crisis in China, and we must ensure that there is no shortage of meat in the bowls of ordinary people.

Minister of Agriculture and Rural Affairs Han Changfu

Minister of Agriculture and Rural Affairs Han Changfu

  food security

  "The grain has been harvested year after year, the stocks are abundant, the rations are absolutely safe, and the rice bowl is in your hand." On the 22nd, at the first "Ministerial Channel" of the National People’s Congress this year, Minister of Agriculture and Rural Affairs Han Changfu gave a "reassurance" on the issue of food security, and answered questions from reporters on social hot topics such as the situation of grain production, the production and supply of live pigs, and the development of poverty alleviation industries.

  The grain has been harvested year after year, and the stocks are abundant. The rations are absolutely safe.

  Regarding whether there will be a food crisis in China, Han Changfu gave a clear answer that there will be no food crisis in China. He said that "the grain has been harvested year after year, the stocks are abundant, the rations are absolutely safe, and the rice bowl is in the hand."

  Han Changfu said that our country has had a bumper harvest of grain for more than ten years in a row, and it has remained above 1.3 trillion Jin for five consecutive years. Now the per capita grain possession in the country is far higher than the food safety standard line issued by the FAO. Two major rations — — The self-sufficiency rate of rice and wheat is 100%, and the output stored for more than one year is enough for the people of the whole country to eat for one year.

  Judging from the current production scheduling, the overall situation of agricultural production is still very good. Spring sowing has been completed by 90%, and the area is stable and has increased. It is expected to be above 910 million mu, and it is basically planted in the high-yield period. Early rice increased by 4.7 million mu this year, reaching a total of 71 million mu, achieving a recovery growth. In particular, the growth of summer grain wheat is better than normal this year. Whether it is the number of ears per mu, the number of grains per ear or the expected 1000-grain weight, it is generally good, so it can be said that a bumper harvest is in sight.

  Han Changfu said that in the next step, we should pay special attention to the following links: First, we should strengthen disaster prevention and mitigation, and prevent major pests and meteorological disasters such as meadow moth. Second, do a good job in policy implementation, including raising the minimum purchase price of rice and purchasing it in time to protect farmers’ enthusiasm for growing grain. Third, it is necessary to put grain storage on the ground and grain storage technology into practice. This year, we will complete the construction of 80 million mu of high-standard farmland. In short, this year’s grain production will not be relaxed, and we must make every effort to ensure that the grain output is stable at 1.3 trillion Jin.

  Pig production is expected to return to the perennial level this year.

  The price of meat will not rise again.

  With regard to the pork price that people are most concerned about, Han Changfu said that the wholesale market has dropped slightly for 13 consecutive weeks, down by 23% compared with the peak, and the price per kilogram has generally dropped by 12 yuan.

  Regarding the production and supply of live pigs, Han Changfu said that the current recovery momentum of live pig production is good, and the realization of this year’s live pig production target can be expected. On the market side, due to the relatively good market conditions and the high enthusiasm of market participants, the investment in pig raising is increasing, many new pig farms are built, and the momentum is still very good. According to this trend, it is still very promising to achieve the goal of pig production recovery this year, that is, to basically return to the normal level. With the recovery of pig production, the price of pork in the market outlook will not rise sharply again.

  Han Changfu said that if we persist, the situation of pig production and supply will definitely improve significantly. In addition, the current production situation of cattle, sheep and poultry is also very good. Through hard work, we will ensure that there is no shortage of meat in the bowls of ordinary people.

  Appeal to all sectors of society

  Buy more agricultural products from poor areas.

  Han Changfu said that in recent years, industrial poverty alleviation has become the measure with the widest coverage and the largest number of poor people. According to statistics, 832 poverty-stricken counties in China basically have leading industries, and poor villages with conditions have established characteristic industrial bases. Now there are more than 100,000 such industrial bases in China. About two-thirds of the people out of poverty are lifted out of poverty by going out to work and developing industries to increase their income.

  Han Changfu believes that this year is the year of decisive battle against poverty, and industrial poverty alleviation should continue to contribute, and after poverty alleviation, industrial development in poverty-stricken areas cannot be interrupted.

  "To make agricultural products in poverty-stricken areas really go out of the village and enter the city, not only can they be sold, but they must also be sold at a good price." Han Changfu said that this is the next step to be solved. It is necessary to connect wholesale markets, e-commerce platforms and leading enterprises with poor areas. Through industrial development, driving poor farmers to increase their income can not only increase their income at present, but also increase their income for a long time; Not only can we get rid of poverty, but we can also get rich.

  Han Changfu also called on all sectors of society to buy more agricultural products from poverty-stricken areas and love consumption.

Ma Weiwei’s self-exposure and entrepreneurship ruined her face value?

1905 movie network news On January 7th, the film held a campus meeting with the theme of "It’s hard to grow, but persistence is burning" in Renmin University of China. Director Guan Xiu, founder of Miguo Culture Ma Weiwei, founder of Xinyao Jinxing, founder of Lagou Recruitment Xu Dan and grassroots entrepreneur An Chuandong attended the event, and they shared their entrepreneurial experiences and experiences with the students present.

 

According to Guan Xiu, the film "Burning Point" took 14 months to shoot, focusing on the entrepreneurial process of 14 well-known entrepreneurs, including Luo Yonghao, founder of Hammer Technology, Dai Wei, founder of ofo sharing bicycles, papi sauce, co-founder of papitube, and the main creative guests present. "Into their highlight moment, also entered their dark moment. Being happy with them is also uncomfortable. "Guan Xiu said that it is very difficult to start a business now. She reminded college students to bravely meet setbacks and challenges once they choose to start a business.

 

When Ma Weiwei is mentioned, most people will think of "Qipa as a debater", but now she is still an entrepreneur in the field of "knowledge payment". As soon as she took the stage that night, Ma Weiwei ridiculed that starting a business was very damaging, which made her gain 40 pounds at once. She also revealed that she was a depressed patient, and Qiu Chen, who started a business with her, had to see a psychiatrist twice a week. Although the road to starting a business is extremely difficult and dangerous, and there have been countless disputes and crying with partners, she is still excited about the future because of her ideal support, and she will continue to die.

 

Ma Weiwei said that she wanted to be a writer when she was a child. Although she didn’t realize her dream, she is now doing "knowledge payment" to help writers improve the commercial value of the production content. "Entrepreneurship can enlarge her childhood dream." She gave this sentence to the college students present, and warned them not to concentrate on striving for the upper reaches when entering the workplace, but to accept the tempering from the bottom before they can grow tenaciously.

 

At the meeting, other film masters also talked about the bitterness and bitterness in the process of starting a business. Venus, the founder of New Oxygen, believes that the essence of entrepreneurship is patience and suffering, and the sense of happiness is particularly low, but it can bring high achievement and satisfaction, which is suitable for people who love challenges and difficulties. Xu Dan, the founder of Lagou Recruitment, suggested that new graduates should not start businesses easily, and encouraged them to study and exercise their abilities in entrepreneurial companies first. An Chuandong, an alumnus of the National People’s Congress and a grassroots entrepreneur, has experienced two entrepreneurial failures. He admits that entrepreneurship is constant growth and experience for him. He always adheres to the school motto of seeking truth from facts and firmly believes that fate is in his own hands.

 

It is reported that the film "Ignition Point" will be released nationwide on January 11, 2019.

International gold price hit a record high. Can gold consumption continue to "buy in buy buy"?

Up, up, up! International gold price hit a record high!

Brand gold jewelry is approaching 690 yuan per gram, can gold consumption continue to be "bought in buy buy"?

Last week, the soaring gold price rushed to Weibo for hot search. As of the close of March 29th, Shanghai Gold Futures closed up 2.56% to 531.3 yuan/gram, and the intraday price was 532.54 yuan/gram, a record high. Overnight, the international gold price hit another record high, and COMEX gold futures hit a record high of $2,256.9 per ounce.

The price of domestic brand gold jewelry has also risen. Yangzi Evening News/Zi Niu News reporter visited many brand gold jewelry stores in Nanjing and learned that the price of Chow Tai Fook’s jewelry gold has risen to 686 yuan/gram, and the price of investment gold bars is 616 yuan/gram. Can residents continue to buy gold in buy buy? What should I pay attention to when investing in gold?

Every gram of gold jewelry approaches the gold shop of 690 yuan shopping mall to launch "activity price"

On March 31st, the reporter of Yangzi Evening News saw at the scene of several chain brands’ gold shops such as Xinjiekou and Taiping South Road that all brands have launched a certain amount of double-weekend promotion activities, and some brands have a preferential margin of 99 yuan per gram.

At the counter of Chow Tai Fook in Xinjiekou Store, the price of jewelry gold and investment gold bars in the store is 686 yuan/gram and 616 yuan/gram respectively. The basic gold price of the old temple is 688 yuan/gram, and the activity price is reduced by 60 yuan per gram. In addition, you can enjoy the 120 yuan Meituan coupon; Chow Tai Fook’s basic gold price is 686 yuan, minus 30 yuan per gram (at the same time, you can buy US group coupons, and then give a discount of one or two hundred yuan on the basis of the total price); Lao Fengxiang’s basic gold price is 686 yuan, and the preferential activity price is reduced by 60 yuan per gram. Together with the promotional activities launched by the store, the final preferential margin is reduced by 99 yuan per gram. The basic gold price of an old temple gold shop in Taiping South Road is 688 yuan/gram, with a discount of 75 yuan per gram, and the wages are calculated separately.

In the old temple gold shop on Taiping South Road, a bride who is to be married in May told reporters that the price of gold has risen too fast recently and decided to let her husband buy gold jewelry with a lower gram, saying that she would not follow suit. As for whether gold jewelry will continue to rise, the salesperson said: "Gold costs one price a day, and the listing price of gold jewelry is often adjusted. We can’t say this. Recently, the price of gold has risen a bit. "

Why is the price of gold "rising"? What should I pay attention to when investing in gold?

Why has the international gold price kept rising recently? Bai Wenxi, vice chairman of China Enterprise Capital Alliance, said in an interview that the main reasons are as follows: First, the dollar is expected to weaken. As a credit currency, the value of US dollar is negatively correlated with the price of gold. The loose monetary policy and expansionary fiscal policy in the United States release a large amount of dollar liquidity, which may lead to the weakening of the dollar, and then push up the price of gold; Second, central banks in many countries began to increase gold as reserve assets, which intensified the demand for gold and promoted the rise of gold prices; Third, the uncertainty of the global economic and political situation has increased the market demand for safe-haven assets such as gold; Fourth, the expected interest rate cut by the Federal Reserve and the decline of the US dollar index also pushed up the price of gold.

For gold jewelry with rising prices, Bai Wenxi reminded that the price of gold jewelry usually includes higher processing and design costs, which may affect its return on investment. Therefore, personal needs and investment purposes should be considered when buying gold jewelry.

So, for ordinary people, what do you need to pay attention to when investing in gold bars? Guo Tao, an angel investor and a special researcher at the Research Center for E-Commerce of NetEconomy, Social Security and Economics, believes that in the short term, the international gold price generally shows an upward trend. In the first quarter and the second quarter, the gold price was driven by economic weakening and risk-averse factors, showing a strong trend, which does not rule out the possibility of hitting a new record high, but even traditional risk-averse assets such as gold cannot completely avoid risks. Investors should be cautious, don’t blindly follow the trend, and consider long-term investment.

Bai Wenxi said that in addition to gold bars, other ways for ordinary people to invest in gold can consider financial derivatives such as gold ETF (exchange traded fund), gold futures and gold options, as well as gold accumulation business. Each method has its own characteristics and risks, so it is suggested to conduct sufficient market research and risk assessment before investing.

Extended reading

Can gold stocks catch up?

Experts remind: the risk is high after the sharp rise.

Boosted by the higher gold price, the precious metals sector in the A-share market collectively closed up. As of the close of March 29th, Chifeng Gold (600988.SH) had a daily limit, Shandong Gold (600547.SH) rose by nearly 8%, Yintai Gold (000975.SZ), Zhongjin Gold (600489.SH) and Hunan Gold (00219).

Traders said that it is necessary to be alert to the risk of callback after the stock price of gold stocks has soared.

A number of listed companies in the gold sector recently disclosed the 2023 annual report. The 2023 annual report released by Shandong Gold on the evening of March 28th showed that during the reporting period, the company recorded revenue of 59.275 billion yuan, a year-on-year increase of 17.83%. The net profit of returning to the mother was 2.328 billion yuan, up 86.57% year-on-year.

The 2023 annual report disclosed by Zijin Mining (601899.SH) recently showed that the operating income during the reporting period was 293.4 billion yuan, a year-on-year increase of 9%; The net profit of returning to the mother was about 21.1 billion yuan, a year-on-year increase of 5%.

The Wells Fargo Fund pointed out that in the short term, there is a risk of shock after the sharp rise in gold prices; In the medium and long term, the logic of gold rising is still sufficient. First of all, in 2024, with the gradual realization of the expectation of interest rate cuts in the United States, the downward trend of real interest rates is expected to push up the price of gold; Secondly, there is still great uncertainty in geopolitics, and the value of gold allocation as a safe-haven asset continues to be prominent.

China’s economy is striding forward in the keywords of "expansion", "intensive", "busyness" and "growth"

  CCTV News:Since 2024, China has accelerated its layout in many places, and created low-altitude economic application scenarios and development paths through policy support and effective measures. As a strategic emerging industry competing globally, the "low-altitude economy" is accelerating its integration into all walks of life, and its market scale is growing. According to estimates, the scale of China’s low-altitude economy is expected to exceed one trillion yuan in 2026.

  Beijing plans to open more than three low-altitude routes facing the surrounding areas.

  《2024— The 2027 Beijing Action Plan for Promoting the High-quality Development of Low-altitude Economic Industries recently publicly solicited opinions from the public. It plans to add more than 10 application scenarios around emergency rescue, logistics and distribution, open more than 3 low-altitude routes for surrounding areas, and basically build a networked infrastructure system and low-altitude application ecology.

  Explore "Split Flying Car Intercity Service+Intercity Ferry"

  In terms of inter-city communication, commuter routes will be established between Daxing Airport and xiong’an new area, and between Capital Airport and Tianjin and Langfang. Explore the new application format of "split flying car inter-city service+inter-city ferry".

  Guangdong: Give full play to the supporting advantages of manufacturing industry and cultivate industrial clusters

  The Action Plan of Guangdong Province to Promote the High-quality Development of Low-altitude Economy (2024— In 2026), it is proposed to give full play to the supporting advantages of manufacturing industries in Dongguan, Foshan, Jiangmen and other cities, cultivate low-altitude economic industrial clusters with global competitiveness, and strive to achieve a low-altitude economic scale of more than 300 billion yuan by 2026.

  At present, Dongguan has gathered enterprises related to the industrial chain, such as UAV assembly, low-altitude flight and low-altitude support, to seize the "low-altitude blue ocean". In Shenzhen, the capital of drones, the construction of "four networks" of low-altitude economic facilities network, air network, air route network and service network has been accelerated.

  Jiangsu: Strengthening Key Technologies and Accelerating the Layout of Application Scenes

  In Jiangsu, Suzhou, Nanjing, Yangzhou and other places, through policy support and effective measures, enterprises are encouraged to strengthen core technology research, accelerate the layout of low-altitude economic application scenarios, and guide social capital to participate in low-altitude economic development.

  Based on the local resource endowment to guide the effective agglomeration of factor resources

  The data shows that by the end of 2023, there were over 1.26 million drones in China, an increase of about 32% year-on-year; There are 690 registered navigation enterprises nationwide, 2.5 times that of 2015. Experts said that for technology-based enterprises, finding a matching application scenario for technology is the primary factor for product landing. For local governments, it is necessary to base themselves on local resource endowments, grasp the needs of people’s livelihood, and guide key resources such as technology, capital and talents to effectively gather in key enterprises to improve the modernization level of industrial chains.

  The sixth C919 aircraft was officially delivered to China Eastern Airlines.

  May 28th is the first anniversary of commercial operation of domestic large aircraft C919. On the evening of May 27th, Comac China officially delivered the sixth C919 aircraft to China Eastern Airlines, which was the first aircraft that China Eastern Airlines ordered 100 new C919 aircraft.

  According to reports, compared with the first five received C919 aircraft, this aircraft has been optimized and upgraded in terms of cockpit system display and cabin entertainment system.

  With the delivery of 100 orders, China Eastern Airlines C919 fleet will continue to grow. It is estimated that by the end of 2024, the fleet of China Eastern Airlines C919 will reach 10, and the flight routes will continue to be "new".

  "Instructors" of the Central European Class Busy at the Port

  In the first four months of 2024, there were 2,545 trains in Central Europe (Central Asia) passing through the Khorgos railway port, up 2.4% year-on-year. Every day, it is a busy scene here. After "95", the shunting instructor Kurken Ma URI witnessed the development and changes of the port in his busy schedule.

  Kurken Ma URI, 28, is a shunting instructor at Horgos Station. He introduced that this shunting yard is as big as 140 football fields, and there are 4 shunting groups working at the same time every day on 41 operation lines. Shunting operation is like threading a needle, and there can be no carelessness.

  With the increasing number of China-Europe trains entering and leaving the Khorgos railway port, Kurken Ma URI and his colleagues are also busier. As soon as a Central European train has been organized, they will immediately carry out the subsequent shunting operation.

  After 10 hours of homework, Kurken Ma URI and his colleagues completed 29-hook shunting operations. What makes them happy is that the hard work is in exchange for the safe and efficient operation of China-Europe trains.

  With the continuous promotion of high-quality joint construction of the "Belt and Road", in recent years, the inbound and outbound trains of Horgos Station have increased year after year. Witnessed and experienced these changes personally, which also made Kurken Ma URI feel deeply.

  Kurken Ma URI, shunting director of the operation workshop of Horgos Station, said that five years ago, their workload was not so heavy, and the average daily operation was only two or three trains. The varieties of goods included fertilizer and sugar. It’s different now. Now there are 40 or 50 trains running every day on average. The variety of goods used to be single, but now there are more mechanical and electrical products, daily necessities and cars. This shows that China has closer and closer exchanges with Central Asian and European countries.

Calm thinking: how can entrepreneurial teams escape the curse of "breaking up after graduation"

  Li Jun (pseudonym), a college student entrepreneur in Wuhan, once saw an example of "breaking up after graduation": next door to the company, a college student entrepreneur in the same city "985" worked hard with his team for three years and moved from the business incubator to Optics Valley Building. The company has more than 10 employees.

  Near graduation, the founder received an invitation from a world top 100 company with an annual salary of 600,000 yuan and decided to leave the company. When the backbone left, the company was dissolved in less than a month. The office next door is still piled with sundries they haven’t taken away.

  When the reporter interviewed a number of entrepreneurial tutors, they almost agreed that "the phenomenon of entrepreneurial college students breaking up after graduation is extremely common. These student entrepreneurial teams, born in the ivory tower, are in ‘ Eat small fish ’ It is difficult to take root and grow in the market competition. After struggling, the graduation season has become the last straw to crush them. "

  Entrepreneurial upsurge is surging in the campus, so it is even more necessary to think calmly behind the pursuit of dreams: How can China university student partners achieve a "life-and-death leap" from campus to society, so as to gain a firm foothold in society?

  "based on the professional field, do their job"

  Fan Xiaohu, a doctoral student in computer science at Huazhong University of Science and Technology, spent three years and finally got rid of the "hard bone" of the smart home industry in Wuhan.

  In 2011, Fan Xiaohu was admitted to the Computer College of Huazhong University of Science and Technology, and met three doctoral students with similar age and similar interests, such as Xie Qubo. After class, everyone ate, sang, talked about technology and life, and became good friends who talked about everything.

  Three years later, they were deeply inspired by the news that Google bought a smart home company at a high price. "Isn’t this our research field?" After many discussions, four people decided to build a smart home system for the elderly and set up Wuhan Bohu Technology Co., Ltd..

  Bohu is the two main creations of the company — — The combination of Xie Qubo and Fan Xiaohu’s names. The four people in the main creative team have their own strengths. Xie Qubo once listed a startup company; The other two are postdoctoral students abroad, mastering the frontier trends in the industry; Fan Xiaohu, who calls himself "Liu Bei", can get a group of "generals" together to fight.

  Fan Xiaohu believes that the main reason why the project can run steadily is that they are based on their professional fields, do their own jobs and do what everyone in the team is best at. "How deep the water in this industry is, all four of us have already understood it."

  After three years of development, Bohu Technology has gradually determined to target young people, large hospitals and nursing home enterprises, and its annual income has exceeded one million yuan. Fan Xiaohu was also named as "Top Ten University Students of Wuhan Entrepreneurship in 2017" and selected as "3551 Optical Valley Talent Plan".

  Guo Guangxin, majoring in architecture in Wuhan University of Science and Technology in 2011, also considered the problem of specialty matching when choosing entrepreneurial projects.

  In 2015, Guo Guangxin formed a three-person team and established Wuhan Zhongguo Technology Co., Ltd. He is in charge of software development and design, while the other two are good at operation and one is in charge of sales.

  Their entrepreneurial project is a self-service studio. When he was a senior, Guo Guangxin developed a sound-controlled camera induction module for SLR cameras based on his professional background. Just pose and shout out the command, and the corresponding photos will appear on the display screen.

  This technical improvement has greatly "solved the pain points of the industry". Originally, the remote control was needed to control the shooting, which greatly affected the aesthetics of the photos. Now, both hands are liberated from the remote control. "With professional ability, we should be the most technologically superior among our peers." Guo Guangxin said.

  In November 2018, the renovation of the company’s new venue was completed, and the team also won the silver award in the National Entrepreneurship Competition. The company was named as the "Little Giant" enterprise of Wuhan in 2018.

  According to Huang Zihao, an animation major in Huazhong Normal University in 2012, "the team should go far, not only based on the specialty, but also pay attention to aiming at the market". In his senior year, he set up an animation production team, and later established Mu Zi Lan Culture Communication Co., Ltd.. Because of the high cost of animation production, it is difficult for school teachers and students to afford it, but once they take root in the school at first, once they leave this group, it is difficult to survive. When a teacher asks us to do animation, we simply don’t charge money.

  Market research shows that most painters like to draw figures, but in fact the positions of figures are saturated. The real market gap is scene production. "We mainly focus on the outsourcing of excellent art", which is the strength of Muzilan team.

  "Many college students’ entrepreneurial teams failed to improve their market competitiveness in a segment." Huang Zihao said, "As far as our company is concerned, many animation companies outside have strong comprehensive strength, but we may be better than them in the subdivision of scene production. This is the foothold of our startup company. "

  Mu Zi Lan takes animation art as its main business and participates in the artistic production of several animation game projects. In China’s largest animation art outsourcing platform "Mi Hua Shi", Mu Zi Lan has achieved the second place in the country.

  "Finding a partner is more important than finding a partner."

  "There are many similarities between being a community and starting a business." Fan Xiaohu traced his entrepreneurial origin back to the experience of establishing a student association when he was an undergraduate.

  In his sophomore year, Fan Xiaohu, who loved Taekwondo since childhood, founded the Taekwondo Association of Shandong University and developed it into seven schools. From the aspects of club management, business development and off-campus competition, Fan Xiaohu felt "just like expanding a branch". He once led this new student club to stand out among more than 400 student clubs in the school and won the title of Top Ten Club.

  An incident made Fan Xiaohu realize the importance of partners for the first time. On the day before the Taekwondo competition, he accidentally broke his leg bone in the second section of the black belt and could not participate in the competition. It never rains but it pours, because I was recuperating in the hospital, I couldn’t sign a contract with the sponsors on time, and a club sponsorship fee was also ruined.

  "These little somersaults during college are still affordable." He decided to perform in the school orientation activity 37 days after his fracture. His leg was bandaged and his friends helped him to go to the performance site. On the stage, his partner quietly supported him, and the performance was an unexpected success.

  "Entrepreneurship is more complicated than running a taekwondo club, and there will be more accidents in the future." Fan Xiaohu remembers that once, the day before signing the financing contract, the other company went bankrupt and the investment project was ruined in an instant; Years ago, there was not a penny on the company’s books, and several partners took money from home and barely paid their employees.

  "Sometimes it is not necessarily good to fight alone. There are a group of partners who work hard with you, and they will not be isolated when they encounter difficulties." Fan Xiaohu knew from the beginning that he had to find a reliable partner to start a business together.

  When choosing a business partner, he invited his familiar classmates, and the four people knew each other about their professional abilities and ways of dealing with others. He believes that "finding friends in adversity" is the best choice for entrepreneurial partners.

  He calculated the account: he can’t talk to his girlfriend for an hour before going out every morning, and less than two hours after work at 9 o’clock in the evening, with more than eight hours to stay with his partner.

  "Finding a business partner is more important than finding an object." He laughed.

  "Like-minded" is also the standard for Guo Guangxin to find a partner. The "three partners who study architecture" get along well in character and all understand the importance of partners. Guo Guangxin remembers that a partner once said: "If a person starts a small company, it doesn’t make much sense to take 100% equity, but if the partners work together with Qi Xin to make the company bigger and stronger, even if I hold a small number of shares, it will be enough."

  On the issue of shares, Guo Guangxin holds the largest share of the company, and the other two have no objection. "No matter how powerful a person is, after all, his ability is limited. Together, we can push the company to a higher level." Guo Guangxin said.

  Clear rights and responsibilities to avoid disputes

  Fan Xiaohu has his own set of methods in the distribution of partners’ equity: "First of all, the rights and responsibilities of partners must be clear, there must be black and white, and there must be a dynamic adjustment mechanism." For example, although the shares of the four shareholders are shared equally, they all have corresponding sales tasks, and they can get commission separately for completing each business, following the principle of more work and more pay. "The interests between partners, as long as the shares and profits are reasonable, everyone will be happy to cooperate together."

  This point coincides with Guo Guangxin.

  Before the establishment of the company, Guo Guangxin did not have a clear concept on how to distribute the shares. He consulted a large number of relevant materials and consulted the entrepreneurial seniors who got 10 million yuan of financing from the same school, and finally divided the shares into 1: 2: 7.

  He knows that the problems that college students often encounter when starting a startup company are: blindly talking about friendship between brothers, sharing equity equally among partners, and lacking the main decision makers. It is very common to split up because of disagreement in the later stage of the company’s development. Guo Guangxin believes that it is very important to have a person who can make a decision.

  Shortly after the company was established, Guo Guangxin wanted to recruit people to expand his business, but the other two shareholders felt that the business was still immature, which could save the expenses of new employees and let everyone take on more work. Guo Guangxin gathered the shareholders together and calculated the account for everyone. "An intermediate salesman can bring 2,000 yuan for eight hours’ work. Once we increase his workload, we should not only do business, but also be responsible for low-level promotion. The business income is 1000 yuan, and low-level promotion can only bring 100 yuan income, so why not spend 500 yuan to hire another person?" With theoretical and model data analysis, Guo Guangxin finally made a decision to recruit 7 people for the company.

  In order to avoid interest disputes, Huang Zihao has always been a sole proprietorship. "I share the risks by myself. If I make money, it belongs to the company. If I lose money, I will still pay everyone.". He believes that in the face of enormous social pressure, the enthusiasm at the beginning of starting a business is extremely easy to dissipate, so the shares are not too complicated.

  Ding Yubin, the entrepreneurial tutor of Huazhong Normal University, found that most of the partners of college students’ entrepreneurial teams were classmates and friends, and some of these originally close relationships later became the fuse of contradictions. In the development stage of the project, some people can work together for free, but they break up after achieving certain results.

  He introduced that there was a three-person entrepreneurial decoration team. After the company got a list of 800,000 yuan, a partner in charge of on-site construction proposed to divide the money, took away 200,000 yuan in cash, retained some shares for dividends, and left the company.

  Zhao Beiping, dean of the School of Entrepreneurship of Wuhan University of Technology, suggested that college students should set the rules of the game before starting a business. Formulate corresponding rules and regulations on the design of equity and voting rights, determine the core figures, grasp the laws of enterprise management, and form a mature enterprise structure, thus maintaining the operation of the entrepreneurial team.

  Xu Wenchuan, a senior manager of the Innovation and Cultivation Center of a university, once said in the forum on innovation and entrepreneurship of universities on both sides of the mainland and Taiwan Province, "Encouraging college students to innovate and start businesses is not encouraging them to start businesses alone. If it is very hard for college students to innovate and start a business alone, then it is necessary to encourage team entrepreneurship, especially to encourage students to form teams across departments and colleges to improve the complementarity and anti-frustration ability of innovation and entrepreneurship resources. "

  He gave an example. For example, in some innovative and entrepreneurial teams in colleges and universities, some people study business management and are sensitive to finance. Have a plenty of students from the Institute of Mechanical and Electrical Engineering, who are proficient in technology; Others come from management colleges and humanities colleges, so that every student’s professional ability can be fully exerted in innovation and entrepreneurship. Only when every college student knows what his strengths and weaknesses are, can all the weaknesses in a team become strengths.

  So how to strengthen the cohesion of college students’ entrepreneurial partners in team combat?

  Ding Yubin believes that the key lies in creating the management wisdom of college students. This requires college administrators to have both strong leadership skills and team building skills. The professional ability, financial ability and social ability that a helmsman needs can’t be learned from books. It requires entrepreneurial college students to have enough confidence and enough tolerance in society, so that college entrepreneurs can explore and learn through trial and error and grow together with team partners.

  (Liu Zhenxing Yang Jie China Youth Daily China Youth Network reporter Lei Yu)

An exclusive analysis of the documentary film "Tiangong Su Zuo": seeing through the light and shadow and enjoying Su Zuo.


Special feature of 1905 film network When Suzhou is mentioned, people often think of the ancient city gate with fragrant vines, elegant and deep classical gardens, and the shocking ancient bells of Hanshan Temple. The first chapter of A Dream of Red Mansions reads as follows: "On that day, the land fell to the southeast, and there was a place called Gusu in this southeast corner, and there was a city called Changmen, which was the first-class and second-class rich and romantic place in the world of mortals."

Jin Yong wrote: "Suzhou is a prosperous place in the southeast, full of beautiful scenery and flowers." Suzhou has been prosperous for thousands of years, and its profound humanistic connotation and elegant and beautiful natural environment have given birth to Suzhou traditional handicrafts. This issue of "Today’s Film Review" specially invited Professor Chen Anying from Tsinghua University Academy of Fine Arts to admire the Soviet works through light and shadow, and appreciate the exquisite hand-made works.



The documentary film "Tiangong Su Zuo" shows the exquisite workmanship and elegant charm of Su Gong Su’s works of art. Since ancient times, Su Gong Su Zuo has enjoyed a great reputation in the world, and had a high reputation in ancient times. Chen Anying mentioned: "At that time, a court painter created a long scroll for Emperor Qianlong, called" The Prosperous Map of Gusu ",which contained many handicraft shops; Zhang Dai praised Wuzhong’s stunts in A Dream of Taoan, the first of which was to cure jade. A representative named Lu Zigang, the Zigang Cup held in Suzhou now, is the most advanced exhibition in the jade carving world, as well as Suzhou embroidery, silk reeling and nuclear carving, which are in the leading position in the whole country and even the whole world. There is a saying in "Tiangong Kaiwu" that although Liangyu gathers the capital, the skillful craftsman pushes Suzhou County, which means that the most advanced craftsman is in Suzhou. This situation remains the same today. "



"Tiangong Su Zuo" comprehensively shows nine representative traditional crafts in Suzhou, and tells the inheritance and development of each craft through 12 stories of non-genetic inheritors. Each skill is very attractive, such as weaving Song brocade, which has to learn code first, which actually refreshes the cognition of many audiences.

"Tiangong Su Zuo" reveals Chinese’s core aesthetics and the comprehensive art of poetry and painting through Su Zuo. Take the nuclear sculpture in this film as an example. There is an article called "The Story of the Nuclear Boat", which reads: "It’s not because of the situation, each has its own modality, and it tastes like a nuclear boat." This reflects China’s aesthetic preference of seeing the big from the small and being thousands of miles away. Therefore, on the surface, Su Zuo is elegant, refined, subtle and ingenious, but in fact it contains profound Chinese traditional culture.



In "Tiangong Su Zuo", there is a descendant of the lantern-colored craft. He thinks that there are only two kinds of lanterns in the world. Those for others are hung outside, and they should be turned on or off. Those for themselves are kept in their hearts and always on.

Chen Anying said: "There is a very touching scene in the film. A group of elderly craftsmen are coming towards the audience. The film also reflects the inheritance and innovation relationship between the three generations of their Xue family. Xue Dong, the youngest, has received modern design education, so he always feels that many things can be made in a more convenient way, but his parents prefer to make them by hand in the traditional way. Nowadays, many young friends also admire the craftsman spirit very much, because in recent years, concepts such as intangible cultural heritage and national tide are very popular among young friends and are constantly exported. More and more film and television creators will focus their attention and creativity on Chinese traditional culture. "



In the future, "Tian Gong Su Zuo" will be released overseas. What is the significance of this film at present? At present, the film accurately captures the core of the intangible heritage: people, especially the inheritors. At the same time, the film consciously makes Suzhou craftsmen express themselves in Suzhou dialect, and the ending song of the film also speaks Suzhou dialect. With the long scroll of Suzhou gardens, it shows the craftsmen in the film and presents the aesthetics and history and culture behind Suzhou traditional crafts in a very artistic way.

The story of the film goes from shallow to deep. At first, it shows the lights and boat spots, which are the art that the audience came into contact with earlier when they visited Suzhou, and then slowly introduces some skills beyond their eyes. Many people who go to Suzhou go to Suzhou Gardens the most, and the architecture of Suzhou Gardens is related to the Xiangshan Gang mentioned in the movie, as well as the production of Ming-style furniture, which is abundant in gardens. Chen Anying added: "Of course, there are still some skills that can be filmed in the future, such as the skills of stacking stones and bonsai."



If you are interested in going to Suzhou, you are advised to watch Tiangong Su Zuo before you leave. The film reveals a Suzhou that many people don’t know. The folk have their own masters. Maybe they will meet a skilled craftsman during the trip, and at the same time, they can make people understand the humanistic connotation of Suzhou more deeply. It turns out that these masterpieces are so exquisite and continue in daily life in a living way.

The Chairman of the Supreme Leader once said: "Tell the story of China well with beauty as the medium." "Tiangong Su Zuo" brings the most beautiful things in China overseas, and through this artistic way, it infects everyone, making everyone like Suzhou, traditional crafts and China.


The documentary film "Tian Gong Su Zuo" will be broadcast on CCTV6 movie channel at 11: 40 on April 24, so please don’t miss it.


A wave of good news about people’s livelihood came, and the whole family had benefits.

  Recently, a wave of good news in the field of people’s livelihood came, involving many things such as buying a house, buying a car, social security, childcare, express delivery, etc. Come and see what benefits you can enjoy.

   Social security and convenience have made new progress! Work-related injury insurance will be settled directly on a pilot basis.

From April 1st, some cities started a one-year pilot project of direct settlement of work-related injury insurance across provinces and different places.

  Recently, the Ministry of Human Resources and Social Security, the Ministry of Finance and the National Health and Wellness Commission jointly issued the Notice on the Pilot Work of Direct Settlement of Work-related Injury Insurance in Different Provinces. The Notice proposes that on April 1, 2024, some cities will be selected by the provinces (autonomous regions and municipalities directly under the Central Government) and the Human Resources and Social Security Department (bureau) of Xinjiang Production and Construction Corps to start the pilot work of direct settlement of industrial injury insurance for medical treatment in different provinces, and relying on the national industrial injury insurance settlement information system for medical treatment in different places, the personnel of the pilot cities will hold social security cards (including electronic social security cards, hereinafter collectively referred to as social security cards) to directly settle the medical expenses of industrial injury hospitalization in different provinces, the rehabilitation expenses of industrial injuries and auxiliary devices. The pilot period is one year.

   From April 1st, the longest express delivery time in the same city shall not exceed 48 hours.

  The new version of the national standard "Express Service" will be implemented on April 1st, which puts forward clear requirements for express delivery efficiency, environmental protection and safe packaging, billing transparency and personal data security, and will bring consumers a more efficient, safe and environmentally friendly mailing experience.

  Among them, for the time limit of express delivery service that many senders and recipients are most concerned about, the new version of the standard is clear, except for remote areas and force majeure, the time limit of express delivery service in the same city with the sender and recipient in the same city is no more than 24 hours, and the time limit of other express delivery services in the same city is no more than 48 hours; Express delivery in different places and provinces in the province, with a service time limit of no more than 72 hours; The time limit of express delivery service in villages and towns (non-urban areas) and the following areas can be appropriately extended, and the extension time should not exceed 48 hours.

   The quality evaluation standard of nursery institutions is coming! Infant living rooms should not be arranged in the basement.

  The "Quality Evaluation Standard for Nursery Institutions" came into effect on April 1, and stipulated the evaluation contents of nursery institutions, such as the conditions for running kindergartens, nursery teams, nursing care, health care, parenting support, safety guarantee and institutional management.

  Among them, regarding the "environmental space", there should be living rooms and appropriate auxiliary rooms to meet the life and games of infants. Infant living rooms should be arranged on the third floor and below, and should not be arranged in the basement or semi-basement.

  Regarding the "staffing" regulation, the nursery institutions that make their own meals for infants and young children should be equipped with one cook if they accept 50 or less infants; If more than 50 people are entrusted, one cook should be added for every 50 infants. Nursery institutions that deliver meals to infants and young children should have food safety management personnel.

  Regarding the "construction of safety prevention and control system", it is stipulated that monitoring equipment should be installed and fully covered in the living places of infants and young children. The storage period of surveillance video data is not less than 90 days.

   Six departments issued a document for the first time to clarify the scope of prefabricated dishes and stipulate that prefabricated dishes should not be added with preservatives.

  Recently, the General Administration of Market Supervision and other six departments jointly issued the Notice on Strengthening the Food Safety Supervision of Precast Vegetables to Promote the High-quality Development of the Industry, which defined the scope of prefabricated vegetables at the national level for the first time, and defined the raw materials and pre-processing technologies of prefabricated vegetables.

  According to the Circular, prepared dishes are made from one or more edible agricultural products and their products, with or without auxiliary materials such as seasonings and preservatives, through industrial pre-processing (such as stirring, pickling, rolling, shaping, frying, frying, roasting, boiling, steaming, etc.), with or without seasoning packages, in line with the storage, transportation and sales conditions indicated on the product label, and can only be heated or cooked.

   Automatic renewal must be brought to the attention of consumers in a conspicuous way.

  When many people use the APP, they may have encountered the automatic renewal function inexplicably, and even sometimes, the APP that has not been used is still automatically renewed. This phenomenon is about to be cured.

  The recently promulgated Regulations on the Implementation of the Law on the Protection of Consumers’ Rights and Interests in People’s Republic of China (PRC) has made clear regulations. The "Regulations" stipulate that if operators provide services by means of automatic extension or automatic renewal, they should draw consumers’ attention in a significant way. The Regulations will come into force on July 1, 2024.

   Wechat and Tik Tok issued bans on these behaviors to maintain platform security and user experience.

  Do you know what a WeChat plugin is? Simply put, WeChat plug-ins are third-party software that tamper with WeChat client data without permission. It seems to bring convenience to users, but in fact it hides security risks.

  For example, privacy risks: "plug-in" software has the risks of collecting and leaking user privacy information and stealing user account passwords; Threatening property security: Many "plug-in" software will also be implanted with Trojan virus, and the use of "plug-in" may be used by bad people, threatening the safety of funds; Being used to harass others: it may be used to harass others and affect friends’ relationship without knowing it.

  On March 26th, WeChat Security Center issued the Announcement on Combating the Use of "Plug-ins" on WeChat. The Announcement pointed out that according to the Regulations on the Use of WeChat Personal Accounts, WeChat explicitly prohibited the use of all kinds of "plug-ins". However, it has recently been discovered that some users have repeatedly used "plug-in" software in violation of regulations, or posted "plug-in" sales information in a circle of friends. In this regard, the WeChat security team has carried out a special clean-up and will continue to increase the clean-up efforts.

  On March 27th, Tik Tok Security Center also issued the Governance Announcement of Tik Tok on Improper Use of AI to Generate Virtual Characters. The Announcement stated that the platform recently found that there were still accounts in the station that improperly used AI technology to generate virtual characters to publish content, and the platform severely dealt with them.

  The platform reiterates that creators, anchors, users, merchants, advertisers and other platform eco-participants must abide by the following specifications when applying generative artificial intelligence technology in Tik Tok: for example, it is clear that it is forbidden to use generative artificial intelligence technology to create and publish infringing content, including but not limited to portrait rights and intellectual property rights. Once found, the platform will be severely punished; It is forbidden to use generative artificial intelligence technology to create and publish contents that violate scientific common sense, resort to deceit and spread rumors. Once discovered, the platform will be severely punished.

   There is a discount on buying a car! Various localities promote automobile consumption through various policies.

Pay attention to the friends who have a car purchase plan. Recently, preferential policies for automobile consumption have been introduced in many places.

  At the Third Spring Automobile Consumption Exhibition in Wuhu, Anhui Province, which ended last week, various merchants launched preferential discount activities with different strengths for different brands and models. At the same time, Wuhu Municipal Bureau of Commerce also issued a limited amount of 2 million yuan of automobile coupons, and gave consumers who bought new cars or traded in cars for more than 100,000 yuan a consumption subsidy ranging from 3,000 yuan to 6,000 yuan. As the first activity of the series of activities to benefit the people by consuming in Ningxia in 2024 "Consumption Promotion Year", the local government has carried out activities such as cars entering shopping malls, rural areas and communities through a combination of policies, such as scrapping (recycling) subsidies, discounting old cars and subsidies for new cars. The maximum subsidy for consumers to buy new cars can reach 7,000 yuan … …

  In addition, many places have also optimized related supporting services to further facilitate consumers to buy cars and cars.

   Beijing: property market policy adjustment, divorce and house purchase are no longer restricted

  From March 27th, Beijing will no longer implement the policy that "any divorced husband and wife shall not buy a house in Beijing within three years". This also means that in the future, buying a house after divorce will no longer be limited by the divorce period.

  In August 2021, the Beijing Municipal Commission of Housing and Urban-Rural Development issued an announcement stipulating that if the number of housing units owned by the original family before divorce did not meet the requirements of Beijing’s commodity housing purchase restriction policy, no party may purchase commodity housing in this city within three years from the date of divorce. At present, the validity of this provision in official website is "abolished".

   Guangdong: Free from household registration restrictions, newborns can apply for medical insurance at birth.

  Recently, the Guangdong Provincial Medical Security Bureau issued the Notice on Doing a Good Job in Medical Security for Newborns, which clarified that the guardian of a newborn can apply for the basic medical insurance for urban and rural residents in any overall planning area of the province within 180 days after the birth of the newborn with the medical certificate of the newborn, and is not limited by the domicile or residence, and does not need to provide the household registration book or residence certificate. (Editor: Feng Wenya Final Review: Chen Jingchao Comprehensive Xinhua News Agency, People’s Daily, CCTV and other media reports)

25 models of Xingyue L: The whole picture is not revealed, and a slight shot is already the limit of this price!

The newest member of Geely Xingyue L series-25 models of Xingyue L are quietly brewing in the public expectation. Today, let’s embark on this exploration journey together and explore the new driving experience brought by 25 Star Yue L.

The 25 models of Star Yue L seem to have made a new breakthrough in design. In the front part, the straight waterfall grille with silver LOGO not only retains the classic elements of family design, but also incorporates more modernity. This design not only improves the recognition of the vehicle, but also makes the whole vehicle look more magnificent. Although the details of the side and tail of the car body have not been exposed, according to Geely’s consistent design style, we have reason to believe that the new car will continue to maintain its smooth and powerful lines, and may add more fashion elements to meet the aesthetic needs of young consumers.

Walking into the car, the interior design of 25 Xingyue L models is also worthy of our expectation. The new car will continue to use the luxurious configuration of three large-size displays, and will be fully upgraded in terms of materials, technology and intelligence. Imagine that when you get into the car, three high-definition screens come into view, and you can see at a glance whether it is navigation, entertainment or vehicle information. At the same time, the new car may be equipped with a more advanced intelligent interconnection system, which makes every operation in the driving process more convenient and intelligent. In addition, the comfort of the seat, the layout of the interior space and the sound insulation effect are also expected to be further improved, bringing more pleasant travel experience to drivers and passengers.

In terms of power, the 25 models of Xingyue L are expected to be equipped with a 2.0t+8at combination to provide drivers with abundant power support. Whether it is commuting in the city or long-distance travel, it can be easily handled. At the same time, the new car may also match the CDC suspension to further improve the ride comfort and stability. This combination not only makes the new car have more possibilities in performance, but also meets the needs of different consumers.

With the passage of time, the mystery of 25 Geely Xingyue L is slowly being unveiled. Whether it is design, interior configuration, power performance and intelligent technology, every detail embodies consumers’ infinite longing for the future car. Although everything has not yet settled, it is this unknown and expectation that makes the 25 models of Star Yue L more fascinating. Let’s look forward to the arrival of 25 models of Xingyue L on October 23rd. When the new car is officially unveiled, all the guesses will come true and bring us unprecedented driving surprises. Until then, let’s keep this daydream and look forward to the listing of 25 Geely Xingyue L!

Take stock of 20 new energy brands that you may not know. How many can you know?

At present, new energy brands on the market can be described as a hundred schools of thought contend and a hundred flowers blossom.

In addition to the top brands such as:,,, ideal, etc., these can be heard in detail, or some traditional car companies can know a lot.

How many of the following can you know? To be honest, I don’t know more than five people if I don’t check them one by one.

(In no particular order)

Ruilan automobile-its brand-new brand of changing electricity for travel

With the vision of "creating a new pattern of power exchange in the new energy era"

The goal is to "shape the perception of intergenerational advantages, advocate the lifestyle of changing electricity, and create new value and change for the industry"

Position yourself by "changing electricity and traveling lightly"

For the pursuit of freedom and efficiency of the new energy era life home!

At the same time, Ruilan Automobile is atOfficial website,The home page has a position at the same time, which shows that there is also a constant relationship between them.

Fujian province and the gathering of talents and resources in the industry on the basis of it were establishedHybrid Yundu New Energy Vehicle, research and development, production and sales of new energy vehicles and key components.

With the support of the national industrial policy for new energy vehicles, in 2015, it operated the enterprise in a mixed mode through the investment of Fujian province and city, the participation of listed companies and the management.

Zhiji Automobile (English: iM Motors) is a high-end intelligent electric vehicle brand jointly developed by, and Alibaba Group, which was officially launched on December 25th, 2020.

Yuanjian New Energy Automobile is an unknown brand. According to the background, it is a subsidiary of Quantong Industrial Group, but there are basically no cars on sale, so the concept car will not be mentioned. That is, after the country advocates the new energy strategy, come out and rub the heat! ! !

Xinte Automobile was established in September 2017. Its products mainly focus on intelligent and economical electric vehicles in the largest market segment, and its core is aimed at the vast third, fourth and fifth line markets, intelligent electric vehicles+travel+automobile Internet consumption ecosystem.

The first product was delivered by mass production in October 2018, and the delivery volume ranked among the top five emerging car-making enterprises for two consecutive years. It has the widest offline channel for emerging car-making enterprises, and the first emerging car-making enterprise that obtained the national network license has been fully ranked.The first echelon of emerging car-making enterprises.Official website introduced the emerging fleet.

Weimar Automobile, a Shanghai-based automobile company, was founded in 2015, and its CEO is Shen Hui, former vice president of Geely Automobile and former senior vice president of Volvo Car. Weimar Automobile has a car rental service.

His popularity is relatively high.

Tianji Automobile Technology Group Co., Ltd. is a high-end travel technology enterprise integrating R&D, production, sales and service of new energy vehicles.

According to the information on the internet, it is at the stage of stopping production at present, and it is unknown whether it can reach the sky.

, BYD and a joint venture brand of high-end luxury new energy vehicles. Unaffordable existence

Celestial Group, one of the top 500 state-owned enterprises, and the car jointly designed by Huawei.

Sihao or the previous Sol is a China automobile brand, which was launched by SEAT and JAC FOSS Automobile Co., Ltd. on April 24, 2018.

The successful registration of the brand of the future automobile was on December 14, 2016, and its affiliated company was Beijing Yuhuate Investment Co., Ltd.. Lu Qun is the founder and chairman of Future Auto, and now his main business is the design of traditional cars, new energy vehicles and military vehicles, as well as the research, development, production and sales of electric vehicles.

According to online news, it is on the verge of bankruptcy. It’s quite cool to see online models, from the price of k50 to the price of k20, it has plummeted. Whether there is a future or not is really uncertain.

Zhiche Youxing Technology is a brand of new energy vehicles of Zhihong Technology Co., Ltd. Established in December 2014, Zhiche Youxing Technology is an Internet company that produces high-quality new energy vehicles in China. Zhiche Youxing Technology is committed to developing new energy vehicles, autonomous driving systems and automobile network services, with a focus on big data development and technology.

It is an automobile brand under Hezhong New Energy Automobile Co., Ltd., and its parent company was founded in 2014, adhering to the development concept of "electrification, intelligence and networking", making high-quality intelligent electric vehicles within reach.

At present, Nezha’s automobile pressure is quite high, its market value has shrunk, and its sales volume has declined.With the withdrawal of "state subsidy" and the price increase of products, the uncertainty in the future will wait and see! ! !

Pure electric pickup trucks belonging to Geely Holding Group, to tell the truth, there are so many brands and deep pockets.

Lantu is an electric car brand under its control.Committed to becoming "the leader of high-end new energy passenger cars in China" and building a user-oriented technology enterprise. It is not known whether there is a blueprint for homophonic music, but it is not bad for Dongfeng national team.

Zero Run Automobile is a China automobile manufacturer headquartered in Hangzhou, China, which specializes in developing electric vehicles.

Now pay attention to this kind of brand, and say that you are a luxury brand, but the brand connotation is really sufficient. The so-called luxury technology means how many things can really be used in electronic equipment.

On March 2, 2021, Jidu Company completed the registration with the name of ""and the registered capital of 2 billion yuan. At present, it only belongs to the concept car stage. This child is backed by Baidu, and the founder of Baidu, who has been studying autonomous driving for many years, said,The breakthrough of autonomous driving can make cars no longer look like cars.

Li Yanhong said that the first concept car will be announced in the first half of 2022, and the first car robot will be delivered in mass production in 2023.

It is also a luxury automobile brand. Gaohe is a Shanghai-based automobile manufacturer specializing in the design and development of electric vehicles, which is its brand focusing on the research and development of new energy vehicles. On July 31, 2019, the first electric car named HiPhi X with a cruising range of 400 miles was launched.

It’s another luxury brand, but it belongs to the national team.

It is a new energy automobile brand under SAIC, which advocates the concept of science and technology serving people and takes "authenticity, pioneering and taste" as the core of the brand. Committed to creating a "high-order intelligent pure electric mobile space" and continuing to use technology to fulfill human imagination of intelligent travel.

What I know is selling TV. Now Skyworth actually has a car. It’s so profitable to build a car. Why do all households cross the border to build a car? But at present, this Skyworth car is not.

Skyworth Automobile is a brand owned by Kaiwo Automobile.In fact, Skyworth Automobile originally belonged to it, and later signed a trademark transfer agreement with Kaiwo New Energy Automobile Group in 2021. Simply put, Kaiwo bought the trademark Skyworth, and then officially renamed its own Tianmei Automobile as Skyworth Automobile.

At present, new energy brands include traditional car companies and emerging brands, and hundreds of brands may not be counted, which is a bit like the previous era of making mobile phones. How much can be left in the end depends on time.

The above brands should carefully consider the need for everyone to buy a car and avoid stepping on the pit.